Advanced Platinum Series P150 150w LED Grow Light Review, platinum p150 forex.

Platinum p150 forex


As mentioned earlier, starting out with advanced platinum series is great because advanced offers quality customer service and it could hardly get better if you’re new.

Real forex bonuses


Advanced Platinum Series P150 150w LED Grow Light Review, platinum p150 forex.


Advanced Platinum Series P150 150w LED Grow Light Review, platinum p150 forex.


Advanced Platinum Series P150 150w LED Grow Light Review, platinum p150 forex.

We really liked that they offer a 90 day return policy which is more than enough to get your hands in the mud and see if it’s the right choice for you. They also combined that with a 5 year warranty on all products. This is practically unheard of in the LED grow light community and it shows just how much they care about the quality of their equipment/customers. If you look into the main LED grow light manufacturers, you’ll notice most of them are trying to innovate and make changes by the year thus it’s harder to figure out whether you should invest right now or wait it out for something better. The main differences are still basic things like design and price so it shouldn’t be hard for you to navigate your way around the different options – a few hours of research at most.


Advanced platinum series P150 150w LED grow light review


If you look into the main LED grow light manufacturers, you’ll notice most of them are trying to innovate and make changes by the year thus it’s harder to figure out whether you should invest right now or wait it out for something better. The main differences are still basic things like design and price so it shouldn’t be hard for you to navigate your way around the different options – a few hours of research at most.


Advanced Platinum Series P150 150w LED Grow Light


Now, if you’re just starting out and you have virtually no experience there are a few companies you should be looking into and advanced LED is one of them. It’s hands down among the most active and advertised manufacturers on the market (if you’ve researched LED lights they come out on top). Their diamond series is hands down their best one and a great choice if you have the money to spend but most of their products just work when it comes to practical day to day usage and durability. They’re also known for offering a fairly reliable customer service and you’ll appreciate that if you ever get stuck at a problem and have no one to help you out.


How does this light stand out?


The common denominator between advanced platinum series products is that they feel very rugged in a way but also bright – the overall spectrum is great at matching with the absorption spectrum your plant needs to ensure optimum growth. Every way you look at it, it’s a top notch light.


One of the main advantages to switching to LED and doing so using advanced platinum products is that they’re a great replacement to HPS lighting – the advanced platinum series P150 in particular you can expect to consume half the power, produce less heat and do so efficiently. Compared to a 250 W. HPS light you’ll be consuming less than 100 watts with the P150.


It’s easy to tune the brightness and it’s a generally usable light, perfect for achieving a desirable photosynthesis response. All throughout the “platinum” series, these lights basically offer 11 different bands that stretch from the depths of UV to the upper IR. This is that full natural spectrum your plant needs and as soon as you combine that with a 90° secondary focusing lens, the output results in something amazing. LED lights are the way of the future and in the case of P150, it feels like a mix between those futuristic lights we’re yet to see and the basic functionality of HID lights – basically somewhere in the middle.


Advanced Platinum Series P150 150w LED Grow Light


Dual light spectrum


Adding to that, the P150 platinum light includes a dual light spectrum so you have everything you need for vegetative growth and flowering. If you take a standard 2′ x 2′ area, all you’ll wind up using is about 50 W. To offer your plants the best of lightning. It’s then easy to boost it up to its full capacity depending on what you need as well as modify the spectrum.


As mentioned earlier, starting out with advanced platinum series is great because advanced offers quality customer service and it could hardly get better if you’re new. We really liked that they offer a 90 day return policy which is more than enough to get your hands in the mud and see if it’s the right choice for you. They also combined that with a 5 year warranty on all products. This is practically unheard of in the LED grow light community and it shows just how much they care about the quality of their equipment/customers.


Are there cheaper, comparable options?


The answer to the first one is yes – you’ll find LED lights out there that are cheaper. The downside to that is that you can’t expect a comparable performance and if something happens to your light you can’t do anything about it. A lot of these companies are deceptive with their marketing and you might wind up on a call center somewhere in asia. If you’re just trying to enjoy growing vegetables, this is too much hassle hence it’s worth the extra investment.


Advanced Platinum Series P150 150w LED Grow Light


The bottom line is that you’ll be getting a top notch futuristic LED light for a mid range price as well as the longest warranty you could think of, not to mention really good customer service. Your other two options are to go for a more expensive or cheaper model – the former will most likely come with a shorter warranty and the latter is just not as comparable in terms of performance.


For now we’re very impressed with the results we’ve been getting and from the minute you unpack this light it feels like they paid lots of attention to detail. We highly recommend the advanced platinum series P150 to people who are novice growers and trying to make their way around grow lights. One last thing though, you shouldn’t think they don’t work when turned on at first because UV spectrum lights are invisible to the naked eye.



Advanced platinum series


Advanced Platinum Series P150 150w LED Grow Light Review, platinum p150 forex.


Advanced platinum series


Normally when you think about platinum you think about precious metal and one that happens to be even more valuable than gold. The reason for that value is because it’s rare and hard to find – a lot of manpower goes into finding that raw platinum, but once you have it others around you are bound to be envious of those possessions. You might be wondering what on earth all this discussion about precious resources like platinum has to do with lighting, but if you think about it there are some close comparisons. Productive and effective indoor grow lighting is just as important to the proprietor of a grow operation as platinum is to a miner and in many cases just as rare.


The advanced platinum series P150 indoor grow lights are one of the better systems on the market today. They can provide your plants with the full spectrum of light that they need for healthy growth and you won’t have to take out a loan to purchase one of these sets of lights. On average they’re going to set you back less than $300 per unit.


Switch and grow


A full-spectrum lighting system such as this is extremely beneficial for healthy plants, but there are a lot of experts that argue if you can control the specific type of light that your plants are receiving at different stages in their growth cycle you’ll have even better results. This advanced platinum series P150 lighting system is ideal for helping you to control the type of light and intensity of that light your plants will receive. It includes two switches that allow you to change the type of light that dominates during both the vegetative and bloom stages of growth ensuring your plants have every advantage.


Triple edge cool


While I sit here writing this article my family and I are currently having some issues with our air conditioner and that couldn’t have happened at a worse time as the temperature outside is over 90°F – you might say it’s a little like a greenhouse in here right now. Fortunately, you won’t have to worry about your lighting system staying cool if you go with the P150. This lighting system has three separate cooling fans that operate at high speeds, but still produce only a whisper of sound. Your lights will stay cool and you won’t be bothered by an annoying hum.


12 is a bright light


Unlike other LED lighting systems that claim to offer a full spectrum of color for your plants this one actually delivers. It operates on a 12 band spectrum which provides all of the array of light that your plants need to prosper and grow. Making sure an indoor grow light system includes bulbs with red and blue light may be the main priority, but a lighting system that can reproduce as close as possible the actual spectrum that the sun provides is bound to be beneficial.


Five years is a long time


How long of a warranty a company provides you is generally a good indication of how confident they are in the product and this system by platinumled comes with a five-year warranty which is more than double the industry standard. On top of that you get a 90-day, money-back guarantee, no questions asked. In my mind if they’re willing to offer that kind of protection there really is no reason not to give this product a chance as you don’t stand to lose a lot other than your investment in time.


Focused on growing


Aside from the red and blue light areas of the spectrum the most important lights that your plants need for growth are infrared and ultraviolet. This lighting system has bulbs that operate in both of these areas of the spectrum which will help you combat bacteria and should result in healthier crop yields at the end of your plants growth cycle.


The light that keeps giving


LED lights will generally last a fair bit longer than conventional bulbs will, but the bulbs in this platinum series of grow lights exceed the average of most other LED lights as well. These lights are designed to last up to 100,000 hours. If you do the math you should be able to get between 10 and 12 years of use out of these bulbs – that’s a pretty impressive number.


There will always be critics


You’d be forgiven if you’re starting to think that this is the perfect lighting system, but before you run out and purchase this product you should be aware that it does have its critics. First off, a couple of different customers have complained that the power cord fits loosely into its socket, which can provide an inconsistent light intensity from time to time. I would suspect that this is more of a case of some customers getting a faulty product and with the five-year warranty and 90-day, money-back guarantee there’s no reason you can’t return it if you run into this problem, so it shouldn’t be a deal breaker.


Another common problem that seemed to be an issue for some customers was a problem with the noise level. As we mentioned above, the manufacturer claims that the noise produced by these lights is minimal, but some customers did complain about a whining noise coming from the system and this was especially true when it was switched to the vegetative or bloom stage.


This is a light you can depend on


Overall, I’m inclined to recommend this advanced platinum series P150 lighting system quite strongly. Sure, there are a couple of customers that have expressed concerns, but the fact that it comes with a five-year warranty and a full 90-day, money-back guarantee makes this less of a concern. It also covers 12 bands of the spectrum, which is ideal for ensuring healthy plant growth.



A warning about forex


Why are so many now getting into it?


If you’ve been on various social media platforms lately you may have noticed a lot of people posting about how they’ve recently gotten into trading currencies — foreign exchange or forex. Often they are suggesting that others join them on this “path to financial freedom.” personally, a lot of people who I knew starting posting about forex all the time. While it may seem intriguing — an easy way to make money, a “stock market” open seven days a week — it’s best to stay far away.


Forex in and of itself is not a scam. Foreign exchange is simply a way to convert one currency to another. But trading it is extremely risky — more akin to buying options the day they expire than purchasing a stock. Jumping into it without months, if not years of study, will almost certainly result in a loss. With that being said, what you see on social media is very much a scam.


The background


Why are people trading forex all of a sudden? There is an MLM, or pyramid scheme, called imarketslive. Imarketslive is an MLM to provides forex training at an upfront cost of $2,000 a year (institutional investor). In addition to providing training, which makes it an MLM is that you can actually earn income by participating in imarketslive.


There are a number of “tiers” with fancy names of income you can have, all based on the number of people you get to sign up for imarketslive — and all with fancy names. The ranks range from platinum 150, having 3 people signup below you in the pyramid, which affords $1,800 a year in income, all the way up to chairmain 500, getting 30,000 people to sign up below you. Chairman 500 gives a monthly salary of $500,000 (don’t worry, by signing up 30,000 people imarketslive made $60,000,000).


These people are desperate to promote how glamorous forex trading is and how profitable it is because if they don’t get enough people to sign up they are operating at a loss — and that’s before you take into account their forex losses.


The facts


Forex trades, especially binary options, are extremely risky. Most people participating in imarketslive trade what is called a binary option. A binary option is simply an options contract that pays out if the option expires in the money, and all money is lost if it expires out of the money. For example, if I bet that USDGBP trades at above 0.83, and it never goes above, I lose my investment. Similar to stock market options, binary options are extremely risky. Most trades result in a loss. There is no exact number available, but estimates are that more than 60% of forex traders do not take any returns and end up losing money.


The reason binary options are promoted is because of how simple they appear to be. Either you are right in your prediction, and you make money, or you are wrong and you lose all your money.


These online forex “traders” promote technical analysis as all you need to know to trade. If you’ve ever seen these “traders” posts — they all involve drawing simple trendlines up on a whiteboard or on an online chart and pass it off as an exact science. Technical analysis is anything but an exact science. A meta-analysis of the technical analysis found that most well-researched strategies do not return positive results (the profitability of technical analysis) — much less a few people on the internet drawing two peaks on a whiteboard and calling it a trend.


Should you trade forex?


Probably not. If you try to trade forex on a respectable brokerage like TD ameritrade you have to opt-in an acknowledge the risk associated with it — forex trading is not enabled by default and there's a good reason. It’s extremely risky and TD ameritrade wants to protect your investments.


The best thing to do is to follow the traditional advice. Don’t trade USDCHF in your TD forex account, buy the popular etfs and reits and put your savings in a high-interest account. And make sure not to fall for the quick money trap that online forex traders perpetuate.


This article is for informational purposes only, it should not be considered financial or legal advice. Not all information will be accurate. Consult a financial professional before making any major financial decisions.



Forex trading: A beginner's guide


Forex is a portmanteau of foreign currency and exchange. Foreign exchange is the process of changing one currency into another currency for a variety of reasons, usually for commerce, trading, or tourism. According to a recent triennial report from the bank for international settlements (a global bank for national central banks), the average was more than $5.1 trillion in daily forex trading volume.  


Key takeaways



  • The foreign exchange (also known as FX or forex) market is a global marketplace for exchanging national currencies against one another.

  • Because of the worldwide reach of trade, commerce, and finance, forex markets tend to be the largest and most liquid asset markets in the world.

  • Currencies trade against each other as exchange rate pairs. For example, EUR/USD.

  • Forex markets exist as spot (cash) markets as well as derivatives markets offering forwards, futures, options, and currency swaps.

  • Market participants use forex to hedge against international currency and interest rate risk, to speculate on geopolitical events, and to diversify portfolios, among several other reasons.


What is the forex market?


The foreign exchange market is where currencies are traded. Currencies are important to most people around the world, whether they realize it or not, because currencies need to be exchanged in order to conduct foreign trade and business. If you are living in the U.S. And want to buy cheese from france, either you or the company that you buy the cheese from has to pay the french for the cheese in euros (EUR). This means that the U.S. Importer would have to exchange the equivalent value of U.S. Dollars (USD) into euros. The same goes for traveling. A french tourist in egypt can't pay in euros to see the pyramids because it's not the locally accepted currency. As such, the tourist has to exchange the euros for the local currency, in this case the egyptian pound, at the current exchange rate.


One unique aspect of this international market is that there is no central marketplace for foreign exchange. Rather, currency trading is conducted electronically over-the-counter (OTC), which means that all transactions occur via computer networks between traders around the world, rather than on one centralized exchange. The market is open 24 hours a day, five and a half days a week, and currencies are traded worldwide in the major financial centers of london, new york, tokyo, zurich, frankfurt, hong kong, singapore, paris and sydney—across almost every time zone. This means that when the trading day in the U.S. Ends, the forex market begins anew in tokyo and hong kong. As such, the forex market can be extremely active any time of the day, with price quotes changing constantly.


A brief history of forex


Unlike stock markets, which can trace their roots back centuries, the forex market as we understand it today is a truly new market. Of course, in its most basic sense—that of people converting one currency to another for financial advantage—forex has been around since nations began minting currencies. But the modern forex markets are a modern invention. After the accord at bretton woods in 1971, more major currencies were allowed to float freely against one another. The values of individual currencies vary, which has given rise to the need for foreign exchange services and trading.


Commercial and investment banks conduct most of the trading in the forex markets on behalf of their clients, but there are also speculative opportunities for trading one currency against another for professional and individual investors.


Spot market and the forwards & futures markets


There are actually three ways that institutions, corporations and individuals trade forex: the spot market, the forwards market, and the futures market. Forex trading in the spot market has always been the largest market because it is the "underlying" real asset that the forwards and futures markets are based on. In the past, the futures market was the most popular venue for traders because it was available to individual investors for a longer period of time. However, with the advent of electronic trading and numerous forex brokers, the spot market has witnessed a huge surge in activity and now surpasses the futures market as the preferred trading market for individual investors and speculators. When people refer to the forex market, they usually are referring to the spot market. The forwards and futures markets tend to be more popular with companies that need to hedge their foreign exchange risks out to a specific date in the future.


More specifically, the spot market is where currencies are bought and sold according to the current price. That price, determined by supply and demand, is a reflection of many things, including current interest rates, economic performance, sentiment towards ongoing political situations (both locally and internationally), as well as the perception of the future performance of one currency against another. When a deal is finalized, this is known as a "spot deal." it is a bilateral transaction by which one party delivers an agreed-upon currency amount to the counter party and receives a specified amount of another currency at the agreed-upon exchange rate value. After a position is closed, the settlement is in cash. Although the spot market is commonly known as one that deals with transactions in the present (rather than the future), these trades actually take two days for settlement.


Unlike the spot market, the forwards and futures markets do not trade actual currencies. Instead they deal in contracts that represent claims to a certain currency type, a specific price per unit and a future date for settlement.


In the forwards market, contracts are bought and sold OTC between two parties, who determine the terms of the agreement between themselves.


In the futures market, futures contracts are bought and sold based upon a standard size and settlement date on public commodities markets, such as the chicago mercantile exchange. In the U.S., the national futures association regulates the futures market. Futures contracts have specific details, including the number of units being traded, delivery and settlement dates, and minimum price increments that cannot be customized. The exchange acts as a counterpart to the trader, providing clearance and settlement.


Both types of contracts are binding and are typically settled for cash at the exchange in question upon expiry, although contracts can also be bought and sold before they expire. The forwards and futures markets can offer protection against risk when trading currencies. Usually, big international corporations use these markets in order to hedge against future exchange rate fluctuations, but speculators take part in these markets as well.


Note that you'll often see the terms: FX, forex, foreign-exchange market, and currency market. These terms are synonymous and all refer to the forex market.


Forex for hedging


Companies doing business in foreign countries are at risk due to fluctuations in currency values when they buy or sell goods and services outside of their domestic market. Foreign exchange markets provide a way to hedge currency risk by fixing a rate at which the transaction will be completed.


To accomplish this, a trader can buy or sell currencies in the forward or swap markets in advance, which locks in an exchange rate. For example, imagine that a company plans to sell U.S.-made blenders in europe when the exchange rate between the euro and the dollar (EUR/USD) is €1 to $1 at parity.


The blender costs $100 to manufacture, and the U.S. Firm plans to sell it for €150—which is competitive with other blenders that were made in europe. If this plan is successful, the company will make $50 in profit because the EUR/USD exchange rate is even. Unfortunately, the USD begins to rise in value versus the euro until the EUR/USD exchange rate is 0.80, which means it now costs $0.80 to buy €1.00.


The problem the company faces is that while it still costs $100 to make the blender, the company can only sell the product at the competitive price of €150, which when translated back into dollars is only $120 (€150 X 0.80 = $120). A stronger dollar resulted in a much smaller profit than expected.


The blender company could have reduced this risk by shorting the euro and buying the USD when they were at parity. That way, if the dollar rose in value, the profits from the trade would offset the reduced profit from the sale of blenders. If the USD fell in value, the more favorable exchange rate will increase the profit from the sale of blenders, which offsets the losses in the trade.


Hedging of this kind can be done in the currency futures market. The advantage for the trader is that futures contracts are standardized and cleared by a central authority. However, currency futures may be less liquid than the forward markets, which are decentralized and exist within the interbank system throughout the world.


Forex for speculation


Factors like interest rates, trade flows, tourism, economic strength, and geopolitical risk affect supply and demand for currencies, which creates daily volatility in the forex markets. An opportunity exists to profit from changes that may increase or reduce one currency's value compared to another. A forecast that one currency will weaken is essentially the same as assuming that the other currency in the pair will strengthen because currencies are traded as pairs.


Imagine a trader who expects interest rates to rise in the U.S. Compared to australia while the exchange rate between the two currencies (AUD/USD) is 0.71 (it takes $0.71 USD to buy $1.00 AUD). The trader believes higher interest rates in the U.S. Will increase demand for USD, and therefore the AUD/USD exchange rate will fall because it will require fewer, stronger USD to buy an AUD.


Assume that the trader is correct and interest rates rise, which decreases the AUD/USD exchange rate to 0.50. This means that it requires $0.50 USD to buy $1.00 AUD. If the investor had shorted the AUD and went long the USD, he or she would have profited from the change in value.


Currency as an asset class


There are two distinct features to currencies as an asset class:



  • You can earn the interest rate differential between two currencies.

  • You can profit from changes in the exchange rate.


An investor can profit from the difference between two interest rates in two different economies by buying the currency with the higher interest rate and shorting the currency with the lower interest rate. Prior to the 2008 financial crisis, it was very common to short the japanese yen (JPY) and buy british pounds (GBP) because the interest rate differential was very large. This strategy is sometimes referred to as a "carry trade."


Why we can trade currencies


Currency trading was very difficult for individual investors prior to the internet. Most currency traders were large multinational corporations, hedge funds or high-net-worth individuals because forex trading required a lot of capital. With help from the internet, a retail market aimed at individual traders has emerged, providing easy access to the foreign exchange markets, either through the banks themselves or brokers making a secondary market. Most online brokers or dealers offer very high leverage to individual traders who can control a large trade with a small account balance.


Forex trading: A beginner’s guide


Forex trading risks


Trading currencies can be risky and complex. The interbank market has varying degrees of regulation, and forex instruments are not standardized. In some parts of the world, forex trading is almost completely unregulated.


The interbank market is made up of banks trading with each other around the world. The banks themselves have to determine and accept sovereign risk and credit risk, and they have established internal processes to keep themselves as safe as possible. Regulations like this are industry-imposed for the protection of each participating bank.


Since the market is made by each of the participating banks providing offers and bids for a particular currency, the market pricing mechanism is based on supply and demand. Because there are such large trade flows within the system, it is difficult for rogue traders to influence the price of a currency. This system helps create transparency in the market for investors with access to interbank dealing.


Most small retail traders trade with relatively small and semi-unregulated forex brokers/dealers, which can (and sometimes do) re-quote prices and even trade against their own customers. Depending on where the dealer exists, there may be some government and industry regulation, but those safeguards are inconsistent around the globe.


Most retail investors should spend time investigating a forex dealer to find out whether it is regulated in the U.S. Or the U.K. (dealers in the U.S. And U.K. Have more oversight) or in a country with lax rules and oversight. It is also a good idea to find out what kind of account protections are available in case of a market crisis, or if a dealer becomes insolvent.


Pros and challenges of trading forex


Pro: the forex markets are the largest in terms of daily trading volume in the world and therefore offer the most liquidity.   this makes it easy to enter and exit a position in any of the major currencies within a fraction of a second for a small spread in most market conditions.


Challenge: banks, brokers, and dealers in the forex markets allow a high amount of leverage, which means that traders can control large positions with relatively little money of their own. Leverage in the range of 100:1 is a high ratio but not uncommon in forex. A trader must understand the use of leverage and the risks that leverage introduces in an account. Extreme amounts of leverage have led to many dealers becoming insolvent unexpectedly.


Pro: the forex market is traded 24 hours a day, five days a week—starting each day in australia and ending in new york. The major centers are sydney, hong kong, singapore, tokyo, frankfurt, paris, london, and new york.


Challenge: trading currencies productively requires an understanding of economic fundamentals and indicators. A currency trader needs to have a big-picture understanding of the economies of the various countries and their inter-connectedness to grasp the fundamentals that drive currency values.


The bottom line


For traders—especially those with limited funds—day trading or swing trading in small amounts is easier in the forex market than other markets. For those with longer-term horizons and larger funds, long-term fundamentals-based trading or a carry trade can be profitable. A focus on understanding the macroeconomic fundamentals driving currency values and experience with technical analysis may help new forex traders to become more profitable.



What you need to know about platinum jewelry


Platinum content and platinum marks


Platinum markings and hallmarks to determine if your jewelry is made of platinum.


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Platinum is a rare precious metal primarily used to create fine jewelry. Its heavy weight and durability make platinum a metal that will not wear away with constant use like gold. Platinum holds fine gemstones firmly in place for the life of the jewelry when used for prongs and other setting components.


Platinum's natural white luster provides a rich backdrop for diamonds and can even make diamonds appear whiter than they really are. It's a metal that's elegant when used all by itself to create a piece of jewelry, either a simple polished item or a design with engraved motifs. The metal also looks stunning when combined with contrasting touches of 18K yellow gold.


There's no question that there are many advantages to choosing platinum over white gold. But how can you determine if jewelry you already own is made of platinum? The easiest way to determine the metal used in your jewelry is by examining the hallmarks or markings. All modern platinum jewelry requires stamps indicating metal content.


Platinum marks


Jewelry can contain different percentages of pure platinum. The US federal trade commission, FTC, publishes guidelines for acceptable marking standards for platinum jewelry sold in the US.


Platinum content is usually expressed as the amount of pure platinum the jewelry contains in parts per thousand. Think about it like this: you mix up a huge bucket of fruit tea that contains 1,000 ounces--900 hundred of the ounces are plain tea and 100 are fruit juice. That makes the tea 900 parts per thousand of your mix. Another way to express that is to say that tea makes up ninety percent of the mix.


Here are some important platinum facts regarding content markings:



  • Jewelry that contains at least 950 parts per thousand of pure platinum may be marked or described as "platinum".

  • Jewelry that contains 850, 900 or 950 parts per thousand of pure platinum may be marked "plat" or "pt" if a number is used in front of the term to disclose the amount of pure platinum in the mix, such as :

    • "850 plat" or "850 pt", or

    • "950 plat" or "950 pt"



  • Jewelry that contains at least 950 parts per thousand of platinum group metals, with at least 500 parts per thousand of the total pure platinum, may be marked as platinum as long as the numbers of each metal are disclosed. For instance,

    • "600 pt. 350 ir." or 600 plat. 350 irid." for 600 parts pure platinum and 350 parts iridium

    • "550pt. 350pd. 50ir." or "550plat. 350pall. 50irid." for 550 parts pure platinum, 350 parts palladium and 50 parts iridum




The FTC is currently considering a request to allow manufacturers to mark jewelry as platinum even if it contains metals that are not part of the platinum group.


The platinum group of metals


Acceptable alloys that are used with platinum are grouped together. These six related metals belong to the platinum group of metals, or PGM:



  • Platinum

  • Iridium

  • Palladium

  • Ruthenium

  • Rhodium

  • Osmium


As long as 50% of the alloy contains platinum and some other combination of metals above, the piece can be labeled as containing platinum. If for instance, jewelry contains 50% platinum and 50% gold, that piece can not contain a hallmark indicating the piece contains platinum. Also, you must include the alloy present in the mix if the piece contains less than 85% pure platinum.


Ask your jeweler to explain platinum content and markings if you are not sure which combination is the most suitable for your jewelry purchase.



Imarketslive bussiness opportunity – forex trading and network marketing


What would be your reaction/options if be it that a business idea that can be life changing is presented to you? Would you be among the few that takes the opportunity and make it a reality, or you would be among the masses that would ignore it with negative perceptions of what if this happens and what if that happens?


Have you ever thought about finding a way to earn part-time or full time to supplement your income? Do you keep your options open when it comes to earning income? Are you a network marketer that would want to build your team and stream of income from a reliable business?


Well if you answered “YES” to any of the above questions, then I believe this business opportunity will be a fit for you. Let me not waste time beating around the bush and let’s get to the main deal but before then, let me give you a hint on all what this is about in order to have a great interest in it. This writeup concerns a business opportunity that brings all the means of making money in the 21 st century under one company called iml – international markets live.


What is imarketslive?


Imarketslive is a first-class forex education academy that teaches and exposes its customers to the skills and materials needed to trade currencies in the worlds biggest financial market (i.E. Forex market). The world of forex is the biggest market in the world where over $5.3 trillion is traded averagely per a single day. This market is made up of banks, hedge-funds and few individuals that have the knowledge in trading in this market. The good news is, you can also participate in this market and get a share of the trillion of dollars that exchanges hands between brokers, banks and few individuals. This is where iml comes in to teach you how to trade in this market and make a fortune out of it. “until you learn the required skill, you would probably be gambling and losing your money out there.”


You will be intrigued to know that christopher terry the founder and CEO of imarketslive is a multiple 8 figure trader and has been trading and educating masses in the forex, futures, and equity markets since 1994. Chris who is termed one of the god in the forex market has been a headline speaker at the major derivative conferences, has been mentioned in several books and written many magazine articles. Imarketslive was officially established on july 4 th , 2013. Without getting out of context, I would simply conclude that the team behind imarketslive consist of great and top notches in the forex market that you can count on.


Imarketslive products and services.


International markets live offers the following to its client.



  • IML academy: that is step by step education on how to become a professional forex trader. The school starts from basic 1 to advanced with over 60 videos to learn from expert traders.

  • IML TV: to increase your chances of success, we operate a live tv sessions where students can follow master traders and see how they trade. The tv session is over 120 hours per week and its always a live session. Finally, all live trading sessions are recorded for students to learn from in case they miss the live sessions (IML TV LIVE RECORDIN

  • The harmonic scanner: this is a robot that assist beginners to read the market. It scans the markets to provide you with all information needed to enter a trade and make profit. It is a privately-owned software of IML and it has a high accuracy confirmation of (98%)

  • The web analyzer: this is also a robot that scans the cryptocurrency markets. It is built and maintained by in-house programming team. It sends precise trade setups to users to help them maximized profit.

  • The swing trades: this is weekly trading experience with the CEO christopher terry

  • The swipe trades: you receive trade alerts on your smart phone and all you you do is to copy and paste. You don’t need any trading experience to succeed with swipe trade. It is meant to supplement your income without changing your day to day routine.


With all these skills and products available, you can earn $100+ in a day based on how well you learn from the study materials and apply the skills.


In a nutshell, imarketslive exposes you to all the means of making money in the 21 st century on your own. These are some of the aspect that iml helps you to earn from.



  • Forex trading

  • Network marketing

  • Binary options

  • Crypto mining (buying hash rates or a part of their horse power and you just relax and earn.)



Iml NETWORK MARKETING.


Imarketslive went ahead to bundle their products/services with a network marketing compensation plan that allows its IBO’s (independent business owner) to earn a generous income by simply sharing their services or the business idea with others and building a residual income by building a network of IBO’s and customers.


I’ve been a network marketer in a few companies and I have never come across one with the best network marketing system com-plan that pays off than iml. IML “business building” opportunity alone can transform your financial life in a short time and make you fabulously rich.


Network marketing is all about recommending people to get the best solution to whatever they want. So why not recommend the services you get from joining iml to your friends, family and everyone and transfer that zeal into a great fortune.


IML says that we are a school and we want people to patronage our services. We can engage all forms of media platforms to get students to enroll into our academy as we pay this media houses or firms a very huge amount of money but no.


We love our students, so we will rather engage them to invite people or recommend IML academy for others to join and learn to trade on the forex market and we will pay anybody who is able to sign off people into our academy a very rewarding amount.


So how do they pay you for just recommending people to join?


For every personally enrolled, you will earn GH¢168 as fast start. This is your direct reward for bringing a person into the business.


When you are able to bring three people, you now qualify for the first level residual income…. Which is called P150 (platinum 150). GH¢720. This means that as long as this three people are active in the academy, you will be paid GH¢720 every month. This is the beginning of your business building earnings.


The second level is to teach this three people to also do what you did to qualify to p150 then you will have a team member of 12people. As soon as your downlines grows to 12 people, they will increase your monthly residual income to GH¢3,000 which means you have qualified as a business builder level 2 in IML (P600). The good thing is you only need to get the three people and you teach them or you help them to also get their three and then the cycle follows.


The rest of the com plan is tabled below


This is not all, there are other levels and a one-time payment or gift given to customers when they hit a certain rank. These includes sponsored trips to dubai and other countries. Good for network marketers huh.


REQUIREMENTS IN BEING A PART OF iml.


All you need to be part of this amazing opportunity is your willingness, commitment and readiness to obey simple instructions and principles of the business.


To be part of this academy, all you need to do is to make a onetime payment of $217 which is approximately GH₵1050 and a monthly membership fee.


If you are really don’t take advantage of this opportunity, then I don’t know what else you are waiting for. If we can pay thousands of cedis for first degree and earn at most GH¢1000 monthly and GH¢ 12000year and we are happy to do so then it shouldn’t be a problem to pay GH¢1100 to register into IML and earn this GH¢12000 in less than 3months.


CONCLUSION.


Let me boost your interest and spirit with these network marketing quotes.


Robert kiyosaki says, “the richest people in the world look for and build networks, everyone else looks for work.”


“if you want to go somewhere, it is best to find someone who has already been there.” –robert kiyosaki


“it’s all about people. It’s about networking and being nice to people and not burning any bridges.” –mike davidson


Money is actually a seed and in order to multiply it, you have to plant it by investing it.


Why not seize this opportunity to join us now and turn your phone or device into an ATM machine? I personally can testify that the education I have gone through so far has helped simplified the forex market for me and thus I have learnt to leverage and manage my earnings. The network marketing has as well been my greatest source of income thus the reason why I’m doing all it takes to build a strong team. Iml is keen in helping you to succeed at all cost. No time to waste, join us now.


To fully understand this business, you can follow this link http://imlpresentation.Com/ to watch the video presentation on both the forex trade and the network marketing aspect.


Feel free to contact me for financial help and guidelines in joining IML.


Contact: +233 0266100063 ; +233556729640


You can directly connect with me on whatsapp through this link.


IML – your phone your ATM


In IML, we say “everybody eats.



Imarketslive review – legit company or just A scam? Find out here…


The reason you are here is because you probably googled imarketslive review and you landed on this page correct?


There has been a TON of buzz about this company lately so I decided to find out what it was all about…


First of all, congratulations on actually doing your diligence because so many people jump into make money opportunities without any logic…


Then they complain about how they got scammed lol.


Well, your different because you are doing your research ��


In this blog post, I am going to walk you through the company, the products and compensation plan so you can make the right decision on imarketlive…


Now PAY close attention and read this to the end…


If you don’t, then I can’t help you with your informative decision…


Before we get started, do you want to know how I personally did over 7 figures in the last 12 months using a 3 step system?


Now let’s get into this review shall we?


Imarketslive review – the company


Imarketslive stands for “international markets live” and is run by a professional trader and CEO christopher terry.


The story is after years of struggling in the financial markets, a group of traders came together with a group of marketers to create the ultimate way of real wealth in their lives…


After digging in deeper, looks like terry was involved in MLM in the past and has done well with amway in the 1990’s.


There are some very negative reviews calling chris a forex scam artist, but honestly, he is actually a true professional in the field.


I will just leave it as that…


So now you know what is imarketslive, let’s take a look at the products…


Imarketslive reviews – the products


Like all good network marketing companies, the products have to be good…


Imarketslive specializes in signal services, live trading and education in the forex world.


This is from their website showing what an imarketslive trading room is:


The ‘live trading & education room’ is hosted daily (monday through friday 8:30 AM to 12 PM EDT.) with our expert traders to see exactly what they are doing each day to win in the markets; what they watch for when trading and areas that provide the best trading opportunities in the financial markets. This is where the real money is made in the markets. Every day the “trading room” provides you a unique opportunity to dive inside the mind of a trader, to learn what sets the successful opportunities from the lease profitable. Imarketslive – live trading & education rooms


Also you get their iml signal service that gives you access to the same buy and sell signals sent by their traders in the live trading room.


I haven’t heard anything negative about these services so if you have anything to say, please leave them in the comments below…


The products here are VERY different than tradional MLM companies like total life changes or mary kay.


Alright, next let’s check out the compensation plan inside of this imarketslive review…


Imarketslive compensation plan


Like all MLM companies, you get paid commissions when you refer someone in the business that buys a membership or product…


Looks like the compensation plan is a unilevel for 1 time fast start bonus and then a 3×8 matrix for residuals.


Recruitment commissions payout


Imarketslive pays 4 levels in their fast start bonus through a 4 level unilevel and looks like this…



  • Level 1: 30% (personally sponsored members)

  • Level 2: 10%

  • Level 3: 5%

  • Level 4: 5%



Residual income commissions


Residuals are paid through their 3×8 matrix system.


With a full matrix, you will have 9840 positions in your downline.


There are two membership levels, $195 then $145 per month and $200 then $150 per month.


The company pays 8% in commissions per spot.


So at the $150 per month level, you will get $12 per spot.


You have to unlock the levels in the matrix by recruiting more people.



  • Sponsor 2 affiliates – earn on levels 1 to 4 of the matrix

  • Sponsor 6 affiliates – earn on levels 5 and 6 of the matrix

  • Sponsor 9 affiliates – earn on level 7 of the matrix

  • Sponsor 12 affiliates – earn on all 8 levels of the matrix



Cost to join imarketslive


Platinum package ($195 one-time then $145 per month) and includes the following:



  • AUTOTRADER

  • LIVE TRADING ROOM

  • HARMONIC SCANNER

  • TRADING EDUCATION



IBO platinum package ($200 one-time then $150 per month) and includes the following:



  • AUTOTRADER

  • LIVE TRADING ROOM

  • HARMONIC SCANNER

  • TRADING EDUCATION

  • IBO KIT

  • COMPENSATION PLAN



Imarketslive scam – the verdict


Overall, imarketslive scam is false…


I am not sure why some bloggers are calling it some kind of pyramid scheme…


It has product/services they market and have an affiliate program attached.


You get a signal service and live trading rooms…


So if your just interested in the trading aspect, give it a shot and see how it goes…


Just remember like any forex trading, there are risks involved and be ready to lose money as well…


You just have to do it over the long haul and see what kind of return you get…


If you have the gambling mentality then this business is NOT for you…


You definitely needs patience and know when to stop trading.


Personally, it’s a risky business and I recommend something much less risky when you are first starting out.


I personally have made a 7 figure business through a 3 step system in the last 12 months and TON of my students have been crushing it…


I hope you enjoyed my imarketslive review and if you have any question please leave them in the comments below…


PAY CLOSE ATTENTION to what I am going to say next because this could be the day where you LIFE completely changes…


My personal recommendation (totally optional of course)…


I have been in the network marketing field for three and a half years and have made multiple 7 figures in that time frame…


Picking a company that provides value and the right training is KEY to your success.


Anyway, after reviewing hundreds of companies and systems out there…


It’s the only system out there where you will learn step by step on how to build a business online with the right training’s, tools and one one one coaching to help you start up, setup and scale this business.


Take a look at my recent results below where I had a $12K+ day!


da-september-22


Now I know that was my results, now you are wondering if it can be duplicated which is very important right?


Take a look at my team members below and see how they are crushing it.


DA Test 1


DA Test 2


DA Test 3


In other words, my members are winning here ��


Follow me on social media below:



Forex trading: A beginner's guide


Forex is a portmanteau of foreign currency and exchange. Foreign exchange is the process of changing one currency into another currency for a variety of reasons, usually for commerce, trading, or tourism. According to a recent triennial report from the bank for international settlements (a global bank for national central banks), the average was more than $5.1 trillion in daily forex trading volume.  


Key takeaways



  • The foreign exchange (also known as FX or forex) market is a global marketplace for exchanging national currencies against one another.

  • Because of the worldwide reach of trade, commerce, and finance, forex markets tend to be the largest and most liquid asset markets in the world.

  • Currencies trade against each other as exchange rate pairs. For example, EUR/USD.

  • Forex markets exist as spot (cash) markets as well as derivatives markets offering forwards, futures, options, and currency swaps.

  • Market participants use forex to hedge against international currency and interest rate risk, to speculate on geopolitical events, and to diversify portfolios, among several other reasons.


What is the forex market?


The foreign exchange market is where currencies are traded. Currencies are important to most people around the world, whether they realize it or not, because currencies need to be exchanged in order to conduct foreign trade and business. If you are living in the U.S. And want to buy cheese from france, either you or the company that you buy the cheese from has to pay the french for the cheese in euros (EUR). This means that the U.S. Importer would have to exchange the equivalent value of U.S. Dollars (USD) into euros. The same goes for traveling. A french tourist in egypt can't pay in euros to see the pyramids because it's not the locally accepted currency. As such, the tourist has to exchange the euros for the local currency, in this case the egyptian pound, at the current exchange rate.


One unique aspect of this international market is that there is no central marketplace for foreign exchange. Rather, currency trading is conducted electronically over-the-counter (OTC), which means that all transactions occur via computer networks between traders around the world, rather than on one centralized exchange. The market is open 24 hours a day, five and a half days a week, and currencies are traded worldwide in the major financial centers of london, new york, tokyo, zurich, frankfurt, hong kong, singapore, paris and sydney—across almost every time zone. This means that when the trading day in the U.S. Ends, the forex market begins anew in tokyo and hong kong. As such, the forex market can be extremely active any time of the day, with price quotes changing constantly.


A brief history of forex


Unlike stock markets, which can trace their roots back centuries, the forex market as we understand it today is a truly new market. Of course, in its most basic sense—that of people converting one currency to another for financial advantage—forex has been around since nations began minting currencies. But the modern forex markets are a modern invention. After the accord at bretton woods in 1971, more major currencies were allowed to float freely against one another. The values of individual currencies vary, which has given rise to the need for foreign exchange services and trading.


Commercial and investment banks conduct most of the trading in the forex markets on behalf of their clients, but there are also speculative opportunities for trading one currency against another for professional and individual investors.


Spot market and the forwards & futures markets


There are actually three ways that institutions, corporations and individuals trade forex: the spot market, the forwards market, and the futures market. Forex trading in the spot market has always been the largest market because it is the "underlying" real asset that the forwards and futures markets are based on. In the past, the futures market was the most popular venue for traders because it was available to individual investors for a longer period of time. However, with the advent of electronic trading and numerous forex brokers, the spot market has witnessed a huge surge in activity and now surpasses the futures market as the preferred trading market for individual investors and speculators. When people refer to the forex market, they usually are referring to the spot market. The forwards and futures markets tend to be more popular with companies that need to hedge their foreign exchange risks out to a specific date in the future.


More specifically, the spot market is where currencies are bought and sold according to the current price. That price, determined by supply and demand, is a reflection of many things, including current interest rates, economic performance, sentiment towards ongoing political situations (both locally and internationally), as well as the perception of the future performance of one currency against another. When a deal is finalized, this is known as a "spot deal." it is a bilateral transaction by which one party delivers an agreed-upon currency amount to the counter party and receives a specified amount of another currency at the agreed-upon exchange rate value. After a position is closed, the settlement is in cash. Although the spot market is commonly known as one that deals with transactions in the present (rather than the future), these trades actually take two days for settlement.


Unlike the spot market, the forwards and futures markets do not trade actual currencies. Instead they deal in contracts that represent claims to a certain currency type, a specific price per unit and a future date for settlement.


In the forwards market, contracts are bought and sold OTC between two parties, who determine the terms of the agreement between themselves.


In the futures market, futures contracts are bought and sold based upon a standard size and settlement date on public commodities markets, such as the chicago mercantile exchange. In the U.S., the national futures association regulates the futures market. Futures contracts have specific details, including the number of units being traded, delivery and settlement dates, and minimum price increments that cannot be customized. The exchange acts as a counterpart to the trader, providing clearance and settlement.


Both types of contracts are binding and are typically settled for cash at the exchange in question upon expiry, although contracts can also be bought and sold before they expire. The forwards and futures markets can offer protection against risk when trading currencies. Usually, big international corporations use these markets in order to hedge against future exchange rate fluctuations, but speculators take part in these markets as well.


Note that you'll often see the terms: FX, forex, foreign-exchange market, and currency market. These terms are synonymous and all refer to the forex market.


Forex for hedging


Companies doing business in foreign countries are at risk due to fluctuations in currency values when they buy or sell goods and services outside of their domestic market. Foreign exchange markets provide a way to hedge currency risk by fixing a rate at which the transaction will be completed.


To accomplish this, a trader can buy or sell currencies in the forward or swap markets in advance, which locks in an exchange rate. For example, imagine that a company plans to sell U.S.-made blenders in europe when the exchange rate between the euro and the dollar (EUR/USD) is €1 to $1 at parity.


The blender costs $100 to manufacture, and the U.S. Firm plans to sell it for €150—which is competitive with other blenders that were made in europe. If this plan is successful, the company will make $50 in profit because the EUR/USD exchange rate is even. Unfortunately, the USD begins to rise in value versus the euro until the EUR/USD exchange rate is 0.80, which means it now costs $0.80 to buy €1.00.


The problem the company faces is that while it still costs $100 to make the blender, the company can only sell the product at the competitive price of €150, which when translated back into dollars is only $120 (€150 X 0.80 = $120). A stronger dollar resulted in a much smaller profit than expected.


The blender company could have reduced this risk by shorting the euro and buying the USD when they were at parity. That way, if the dollar rose in value, the profits from the trade would offset the reduced profit from the sale of blenders. If the USD fell in value, the more favorable exchange rate will increase the profit from the sale of blenders, which offsets the losses in the trade.


Hedging of this kind can be done in the currency futures market. The advantage for the trader is that futures contracts are standardized and cleared by a central authority. However, currency futures may be less liquid than the forward markets, which are decentralized and exist within the interbank system throughout the world.


Forex for speculation


Factors like interest rates, trade flows, tourism, economic strength, and geopolitical risk affect supply and demand for currencies, which creates daily volatility in the forex markets. An opportunity exists to profit from changes that may increase or reduce one currency's value compared to another. A forecast that one currency will weaken is essentially the same as assuming that the other currency in the pair will strengthen because currencies are traded as pairs.


Imagine a trader who expects interest rates to rise in the U.S. Compared to australia while the exchange rate between the two currencies (AUD/USD) is 0.71 (it takes $0.71 USD to buy $1.00 AUD). The trader believes higher interest rates in the U.S. Will increase demand for USD, and therefore the AUD/USD exchange rate will fall because it will require fewer, stronger USD to buy an AUD.


Assume that the trader is correct and interest rates rise, which decreases the AUD/USD exchange rate to 0.50. This means that it requires $0.50 USD to buy $1.00 AUD. If the investor had shorted the AUD and went long the USD, he or she would have profited from the change in value.


Currency as an asset class


There are two distinct features to currencies as an asset class:



  • You can earn the interest rate differential between two currencies.

  • You can profit from changes in the exchange rate.


An investor can profit from the difference between two interest rates in two different economies by buying the currency with the higher interest rate and shorting the currency with the lower interest rate. Prior to the 2008 financial crisis, it was very common to short the japanese yen (JPY) and buy british pounds (GBP) because the interest rate differential was very large. This strategy is sometimes referred to as a "carry trade."


Why we can trade currencies


Currency trading was very difficult for individual investors prior to the internet. Most currency traders were large multinational corporations, hedge funds or high-net-worth individuals because forex trading required a lot of capital. With help from the internet, a retail market aimed at individual traders has emerged, providing easy access to the foreign exchange markets, either through the banks themselves or brokers making a secondary market. Most online brokers or dealers offer very high leverage to individual traders who can control a large trade with a small account balance.


Forex trading: A beginner’s guide


Forex trading risks


Trading currencies can be risky and complex. The interbank market has varying degrees of regulation, and forex instruments are not standardized. In some parts of the world, forex trading is almost completely unregulated.


The interbank market is made up of banks trading with each other around the world. The banks themselves have to determine and accept sovereign risk and credit risk, and they have established internal processes to keep themselves as safe as possible. Regulations like this are industry-imposed for the protection of each participating bank.


Since the market is made by each of the participating banks providing offers and bids for a particular currency, the market pricing mechanism is based on supply and demand. Because there are such large trade flows within the system, it is difficult for rogue traders to influence the price of a currency. This system helps create transparency in the market for investors with access to interbank dealing.


Most small retail traders trade with relatively small and semi-unregulated forex brokers/dealers, which can (and sometimes do) re-quote prices and even trade against their own customers. Depending on where the dealer exists, there may be some government and industry regulation, but those safeguards are inconsistent around the globe.


Most retail investors should spend time investigating a forex dealer to find out whether it is regulated in the U.S. Or the U.K. (dealers in the U.S. And U.K. Have more oversight) or in a country with lax rules and oversight. It is also a good idea to find out what kind of account protections are available in case of a market crisis, or if a dealer becomes insolvent.


Pros and challenges of trading forex


Pro: the forex markets are the largest in terms of daily trading volume in the world and therefore offer the most liquidity.   this makes it easy to enter and exit a position in any of the major currencies within a fraction of a second for a small spread in most market conditions.


Challenge: banks, brokers, and dealers in the forex markets allow a high amount of leverage, which means that traders can control large positions with relatively little money of their own. Leverage in the range of 100:1 is a high ratio but not uncommon in forex. A trader must understand the use of leverage and the risks that leverage introduces in an account. Extreme amounts of leverage have led to many dealers becoming insolvent unexpectedly.


Pro: the forex market is traded 24 hours a day, five days a week—starting each day in australia and ending in new york. The major centers are sydney, hong kong, singapore, tokyo, frankfurt, paris, london, and new york.


Challenge: trading currencies productively requires an understanding of economic fundamentals and indicators. A currency trader needs to have a big-picture understanding of the economies of the various countries and their inter-connectedness to grasp the fundamentals that drive currency values.


The bottom line


For traders—especially those with limited funds—day trading or swing trading in small amounts is easier in the forex market than other markets. For those with longer-term horizons and larger funds, long-term fundamentals-based trading or a carry trade can be profitable. A focus on understanding the macroeconomic fundamentals driving currency values and experience with technical analysis may help new forex traders to become more profitable.





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