Account bonus
Banks use sign-up bonuses to distinguish themselves from others in the industry. Cash bonuses also help financial institutions bring in new customers and new deposits.
Real forex bonuses
- Bring in a referral form with your information
- Be a new TD bank customer
- Receive a direct deposit of at least $250
- OR make at least 15 debit card purchases within 60 days of opening the account
Best bank account bonuses for february 2021
Advertiser disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, american express, bank of america, capital one, chase, citi and discover.
How we make money.
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
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At bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here’s an explanation for how we make money.
Editorial integrity
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Key principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Editorial independence
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
How we make money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.Com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, bankrate does not include information about every financial or credit product or service.
If you’re wishing you had more savings right now, you’re not alone. Many americans impacted by the coronavirus are finding that they need additional funds to make ends meet. A bit of extra cash could be a big help. Fortunately, a number of banks are still giving out free stacks of cash.
In exchange for opening a new savings or checking account, you could wind up with an extra $200 or $300 dollars (or more). Shopping around for a new bank account isn’t exactly exciting, but at a time like this it could be worth your while.
Here are some of the best bank account bonuses in february. Compare these offers along with cds and other savings accounts that pay more interest. And check out other types of bonuses, too, like the best brokerage account bonuses.
Summary of the best bank account bonuses
Best checking account bonuses
- Associated bank: $200, $300 or $500 bonus
- HSBC bank: $200 or $450 bonus
- TD bank: $150 or $300 bonus
- Chase bank: $200 bonus
- PNC bank: $200 or $500 bonus
- Huntington national bank: $150, $200, $400, $500 or $750 bonus
- Bank of america: $100 bonus
- Axos bank: $100 bonus for new business owners
Best savings account bonus
Best checking and savings account bonus
Best referral bonuses
- Axos bank: $20 for referral and referee
- Chase: $50 for each referral up to $500
- Chime: $50 for referral and referee
- TD bank: $50 for referral and referee
- HSBC bank: $50, $200 or $400 referral bonus
Best checking account offers
Associated bank: $200, $300 or $500 bonus
New customers have the opportunity to earn a $200, $300 or $500 bonus when opening a checking account with associated bank and completing qualifying activities by may 31, 2021.
To earn the bonuses, you must maintain a preset balance for the first 61-90 days.
- To earn $200, you must maintain a daily balance of $1,000 – $4,999.
- To earn $300, you must maintain a daily balance of $5,000 – $9,999.
- To earn $500, you must maintain a daily balance of $10,000 or more.
In order to be eligible for the bonuses, you must not have opened an account with associated bank within the last six months and have to keep the account open for a minimum period of 12 months.
Associated bank is based in green bay, wisconsin and has branches located in illinois, minnesota and wisconsin.
HSBC bank: $200 or $450 bonus
HSBC has a couple of checking account bonuses available online. Through march 31, 2021, you can earn:
- $200 for opening an HSBC advance checking account online and receiving recurring monthly direct deposits totaling $500 for three consecutive months (from the second full calendar month after opening the account).
- $450 for opening an HSBC premier checking account online and receiving monthly direct deposits of at least $5,000 for three consecutive months (from the second full calendar month after opening the account).
Another option is to opt for a bonus that pays 3 percent cash back (up to $600 for new premier checking account holders). This offer also expires on march 31. To qualify, you’ll need to set up recurring direct deposits to an HSBC premier checking account at least once per calendar month for six consecutive months following the account’s opening month.
HSBC is based in mclean, virginia. It earned 4 out of 5 stars in bankrate’s full review of its products and offerings.
TD bank: $150 or $300 bonus
A $300 bonus is available for TD bank customers who:
- Open a beyond checking account online.
- Have never had a TD bank personal checking account.
- Have at least $2,500 worth of direct deposit funds within 60 days of opening the account.
There’s also a $150 cash bonus if you’d prefer a convenience checking account (requires direct deposits of $500 within 60 days of opening the account).
Bonuses are available to residents in the district of columbia, pennsylvania and every state on the east coast except georgia.
TD bank is based in wilmington, delaware. In bankrate’s review of TD bank’s services and product offerings, it earned 3.5 out of 5 stars.
Chase bank: $200 bonus
Through april 14, 2021, chase is offering a bonus on new checking and savings accounts.
- To earn $200, open a new total checking account and have a direct deposit totaling $500 or more within the first 90 days.
To qualify for the bonus, you must not have an existing chase fiduciary or checking account (or had one closed with a negative balance or within the last 90 days).
Chase bank has branches in 29 states including georgia and florida and in the western, southwestern, midwestern and northern parts of the country.
Our review of chase’s banking products and services gave the bank 3.4 out of 5 stars. Chase is headquartered in columbus, ohio.
PNC bank: $200 or $500 bonus
As long as you don’t have an existing PNC consumer checking account or have closed one within the past 90 days, you could qualify for a $200 or $500 bonus when you open a business checking or business checking plus account, treasury enterprise plan or analysis business checking account.
To earn the $200 bonus, you must:
- Open a business checking or business checking plus account
- Maintain a minimum balance of $5,000 for each of the first three statement cycles
- Make at least 20 total qualifying transactions in the first three billing statements
To earn the $500 bonus, you must:
- Open a treasury enterprise plan or analysis business checking account
- Maintain a minimum balance of $30,000 for each of the first three statement cycles
Accounts can be opened nationwide online or in-person. The offers expire on march 31, 2021.
PNC is based in wilmington, delaware and earned 3.7 out of 5 stars in bankrate’s full review of its products and offerings.
Huntington national bank: $150, $200, $400, $500 or $750 bonus
Huntington bank has a few checking account bonuses available for both consumers and business owners. Through april 7, 2021 you can earn:
- $150 for opening an asterisk-free checking account and making a cumulative deposit of at least $1,000 within 60 days of the account opening.
- $200 for opening a huntington 5 checking account and making a cumulative deposit of at least $1,000 within 60 days of the account opening.
- $200 for opening a business checking 100 account and making a cumulative deposit of at least $2,000 within 60 days of the account opening.
- $400 for opening an unlimited business checking account and making a cumulative deposit of at least $5,000 within 60 days of the account opening.
- $500 for opening a huntington 25 checking account and making a cumulative deposit of at least $15,000 within 60 days of the account opening.
- $750 for opening an unlimited plus business checking account and making a cumulative deposit of at least $20,000 within 60 days of the account opening.
These offers are only valid for residents of ohio, michigan, indiana, pennsylvania, kentucky, west virginia, illinois and wisconsin.
Huntington is based in columbus, ohio. In the full review of its banking products and offerings, the bank earned 3.4 out of 5 stars.
Bank of america: $100 bonus
New checking customers can earn $100 from bank of america when they open an account online. The offer expires june 30, 2021. To get the bonus, you must:
- Not have had a bank of america personal checking account within the past six months.
- Open a new advantage safebalance banking, advantage plus banking or advantage relationship banking account online.
- Make an opening deposit ($25 opening deposit for the advantage safebalance banking account and $100 opening deposit for the others).
- Receive two direct deposits of at least $250 each within 90 days of opening your account.
An offer code (DOC100CIS) is needed to qualify for the bonus.
Bank of america is headquartered in charlotte, north carolina. It earned 3.2 out of 5 stars in bankrate’s full review of its products and services.
Axos bank: $100 bonus for new business owners
New small-business owners have the opportunity to earn a $100 bonus when they open a small business checking account with axos bank. The offer expires march 31, 2021. To get the bonus, you must:
- Have incorporated your business after june 1, 2020
- Maintain a daily balance of at least $2,500
- All deposits must be new money
An offer code (NEWBIZ100) is needed when applying.
Axos is headquartered in san diego, california. It earned 4.6 out of 5 stars in bankrate’s full review of its products and services.
Best savings account offers
Marcus by goldman sachs: $100 bonus
Savers can earn both a competitive yield and a $100 bonus when they open a high-yield savings account with marcus by feb. 13.
To qualify for the bonus, you must:
- Deposit $10,000 or more in new funds within 10 days of enrollment
- Maintain those funds for 90 days
Marcus by goldman sachs is a brand of goldman sachs bank USA. The bank earned 4.1 out of 5 stars in bankrate’s full review of its products and offerings.
Best checking and savings account bonus
Citibank: $200, $400 or $700 bonus
Customers in the market for a new checking and savings account can open both through citi and potentially earn a bonus.
- To earn $300, open an eligible checking or savings account in the citibank account package. Deposit $15,000 within 30 days and maintain that balance for 60 days.
- To earn $700, open checking and savings accounts in the citi priority account package. Deposit $50,000 within 30 days and maintain that balance for 60 days.
Both offers expire april 1, 2021. Citibank is based in sioux falls, south dakota. In bankrate’s review of citibank’s full suite of products and offerings, it earned 4.3 out of 5 stars.
Best bank account referral bonuses
Axos bank: $20 for referral and referee
Current axos customers have the opportunity to earn and give $20 for referring a friend to the essential checking account.
To qualify for the bonus, your friend must:
- Not have owned an axos bank account
- Use your personalized referral link
- Add and maintain at least $500 for a full month
- Receive a direct deposit of at least $100 within the first two months
If all requirements are met, both parties will receive $20 in their bank account.
Axos is headquartered in san diego, california. It earned 4.6 out of 5 stars in bankrate’s full review of its products and services.
Chase: $50 for each referral up to $500
Current chase customers can earn $50, up to $500 per calendar year, for each friend who opens a qualifying checking or savings account.
To qualify, your friend must:
- Use your personalized referral link
- Open a chase total checking, chase savings or chase college checking account
- Be in good standing at the time of payout
The bonus your friend will receive depends on the type of account she opens and whether she completes the qualifying activities outlined in the bonus.
Our review of chase’s banking products and services gave the bank 3.4 out of 5 stars. Chase is headquartered in columbus, ohio.
Chime: $50 for referral and referee
Current chime customers can get $50 for each friend they refer. To qualify for the bonus, you must:
- Be a new chime customer
- Use your personalized referral link
- Receive a single qualifying direct deposit of $200 or more from a payroll provider within 45 days of opening the account
If all qualifying activities are met, both parties will receive $50.
Chime is based in san francisco, california and is a neobank, meaning it strictly operates online and partners with a bank to hold your deposits.
TD bank: $50 for referral and referee
TD bank customers can earn and give $50 when they refer a friend to a TD bank personal checking account. To qualify for the bonus, your friend must:
- Bring in a referral form with your information
- Be a new TD bank customer
- Receive a direct deposit of at least $250
- OR make at least 15 debit card purchases within 60 days of opening the account
You can refer up to 10 friends per calendar year, meaning you could earn up to $500.
TD bank is based in wilmington, delaware. In bankrate’s review of TD bank’s services and product offerings, it earned 3.5 out of 5 stars.
HSBC bank: $50, $200, $400 referral bonus
Current HSBC customers have a few referral bonuses to choose from that range from as little as $50 all the way up to $400, with the opportunity to earn up to $2,000 per calendar year.
To qualify for each bonus, your friend must use your personalized referral code and complete the qualifying activities listed for each account.
Here are the current bonuses and what your friend will need to do to qualify for them.
- $50 for choice checking: deposit and maintain a balance of $1,500 or receive monthly recurring direct deposits.
- $200 for advance checking: deposit and maintain a balance of $5,000 or receive monthly recurring direct deposits or have an HSBC U.S. Residential mortgage.
- $400 for premier checking: deposit and maintain a balance of $75,000 or receive monthly recurring direct deposit of at least $5,000, or have an HSBC U.S. Residential mortgage loan with an amount of at least $500,000
These offers expire on july 31, 2021.
HSBC is based in mclean, virginia. It earned 3.9 out of 5 stars in bankrate’s full review of its products and offerings.
Why banks have sign-up bonuses
Banks use sign-up bonuses to distinguish themselves from others in the industry. Cash bonuses also help financial institutions bring in new customers and new deposits.
While they could pay account holders a higher yield, for some banks, offering a bonus is preferable.
“it’s much easier to quantify the bonus than it is to raise the rate on what you’re paying out on deposits,” says greg mcbride, CFA, bankrate chief financial analyst.
Some banks, like citibank, offer more than one sign-up bonus. But qualifying for multiple bonuses at the same time at the same bank usually isn’t possible. Bank account bonuses are typically available only to new checking or savings account holders.
What to watch out for
Every bank account bonus isn’t a good deal. Before you sign up, read the fine print.
Watch out for sky-high minimum balance requirements and monthly fees that could eat into your earnings. If earning a bonus seems to require too much effort, you might want to look for another one.
If you’re applying for a checking account, make sure it’s a good match that meets your needs. For example, if you need them, double-check that there are plenty of branches and atms in your area. That way, you’re not driving miles to meet with a banker or wasting money on out-of-network ATM fees. And with coronavirus forcing banking to shift online more than ever before, look for a bank or credit union that offers a solid set of digital tools.
If you’re looking for a new savings account, consider whether you’re better off finding another bank that pays more interest.
For instance, these one-time bonuses are typically offered on accounts that pay minimal interest. So while the bonus is great initially, you may be sacrificing the long-term return.
Best brokerage account bonuses in february 2021
Advertiser disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Our articles, interactive tools, and hypothetical examples contain information to help you conduct research but are not intended to serve as investment advice, and we cannot guarantee that this information is applicable or accurate to your personal circumstances. Any estimates based on past performance do not a guarantee future performance, and prior to making any investment you should discuss your specific investment needs or seek advice from a qualified professional.
How we make money.
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
Editorial disclosure.
All reviews are prepared by our staff. Opinions expressed are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including any rates, terms and fees associated with financial products, presented in the review is accurate as of the date of publication.
Smith collection/gado/getty images
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At bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here’s an explanation for how we make money.
Editorial integrity
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Key principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Editorial independence
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
How we make money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.Com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, bankrate does not include information about every financial or credit product or service.
Brokerages are aggressively competing for your money. One way they do so is by offering competitive bonuses that you can add right to your brokerage account. It’s important to know the best offers so that you can decide whether it’s a good time to open a brokerage account and take advantage of what is often risk-free cash.
Here bankrate tracks the best brokerage account bonuses to help you compare active offers.
Best brokerage account bonuses in february 2021
- Ally invest: $50 to $3,500
- Merrill edge: $150 to $900
- Charles schwab: $100 to $500 (personally referred friend offer)
- TD ameritrade: $350 to $2,500
Ally invest: $50, $200, $300, $600, $1,200, $2,500 or $3,500 bonus
New ally invest clients can earn up to a $3,500 cash bonus if they open a new account by march 31, 2021. The qualifying deposit must contain funds from outside of ally financial, and a person can only get the offer on one new ally invest securities LLC account. As an extra incentive, ally will credit your transfer fees from another brokerage, up to $150 as long as you bring at least $2,500 over to the new account.
Ally invest checks your deposit 60 days after your account is opened to determine the total qualifying deposit. You’ll receive your cash bonus within 10 business days after this review.
To receive a cash bonus, you must:
- Deposit at least $10,000 in a new ally invest account.
- Be a U.S. Resident.
- Not be an existing ally invest account holder or a former ally invest account holder (which includes former tradeking securities LLC account holders). You’re not eligible to receive the cash bonus if you closed one of these ally invest accounts within the past 90 days.
You must use the “open account” button associated with this offer on ally invest’s site for opening your account to be eligible for this offer.
Here are the bonus tiers for this offer:
- To receive the $50 bonus, deposit or transfer $10,000-$24,999.
- To receive the $200 bonus, deposit or transfer $25,000-$99,999.
- To receive the $300 bonus, deposit or transfer $100,000-$249.999.
- To receive the $600 bonus, deposit or transfer $250,000-$499,999.
- To receive the $1,200 bonus, deposit or transfer $500,000-$999,999.
- To receive the $2,500 bonus, deposit or transfer $1 million -$1,999,999.
- To receive the $3,500 bonus, deposit or transfer $2 million or more.
Once you receive your bonus, both the cash bonus and your qualifying deposit (minus any trading losses that are incurred) can’t be withdrawn for 300 days. A withdrawal may cause ally invest to revoke your bonus.
Read bankrate’s ally invest review to learn more.
Merrill edge: $150, $225, $375 or $900 bonus
When you open a merrill edge IRA or cash management account and make a qualifying deposit within 45 days of opening you can earn up to a $900 bonus, if you are or will soon be a member of merrill’s preferred reward program. You need to use offer code 900ME during the account opening. This can be done while applying online or using it when speaking to a merrill edge financial advisor on the phone or at select bank of america branches. This offer expires april 15, 2021.
To receive a cash reward, you must:
- Enroll for the offer at the time of account opening.
- Deposit net new assets of at least $20,000 into your merrill edge account within 45 days of opening the account.
- You must be enrolled in the preferred rewards program within 90 days of making the deposit.
- Maintain that balance for at least 90 days.
The offer limits you to one IRA — rollover, traditional, roth and sole-proprietor SEP only — and one cash management account. Each account holder can’t have more than two enrolled accounts.
Assets from bank of america, merrill lynch, pierce, fenner & smith incorporated (MLPF&S), U.S. Trust, or 401(k) accounts administered by MLPF&S aren’t qualifying net new assets.
You’ll receive your cash reward two weeks after the initial 90-day period, assuming you meet eligibility requirements.
Business/corporate accounts, investment club accounts, partnership accounts and certain types of fiduciary accounts held at merrill edge aren’t eligible for this offer. The offer also doesn’t apply to accounts, which include iras or cmas, held with other business units of MLPF&S.
Here are the bonus tiers:
- To receive the $150 cash reward, deposit $20,000 to $49,999.99.
- To receive the $225 cash reward, deposit $50,000 to $99,999.99.
- To receive the $375 cash reward, deposit $100,000 to $199,999.99.
- To receive the $900 cash reward, deposit $200,000 or more.
If you’re not in the preferred rewards program, you can still use promo code 600ME to receive $100, $150, $250 and $600 with the same respective deposits as above.
Read bankrate’s merrill edge review to learn more.
Charles schwab: $100, $200, $300 or $500 (if you’re referred by a friend)
Schwab is offering personally referred friends the opportunity to earn up to $500 when they use a referral code, given to you by a current schwab customer, and open an eligible account at schwab.
To receive the bonus award, you must:
- Receive a referral code from a friend or family member.
- Be a new schwab client and make a qualifying net deposit within 45 days of both becoming a schwab customer and opening an eligible retail brokerage account.
You’re limited to one per account and only one account per client when you receive a referral.
Schwab retail brokerage accounts and iras are eligible for this offer. This includes accounts that are enrolled in schwab-sponsored investment advisory programs, such as schwab intelligent portfolios, schwab managed portfolios, schwab managed account select and connection, as well as schwab private client.
You’ll receive your bonus approximately a week or two after the 45-day period ends if you made a qualifying deposit when becoming a new schwab customer and enrolling in the referral offer.
Schwab may charge back its bonus award if taxable accounts aren’t kept at schwab for at least one year.
Here are the bonus tiers for this offer:
- To receive a $100 bonus, deposit $1,000-$24,999.
- To receive a $200 bonus, deposit $25,000-$49,999.
- To receive a $300 bonus, deposit $50,000-$99,999.
- To receive a $500 bonus, deposit $100,000 or more.
Read bankrate’s charles schwab review to learn more.
TD ameritrade: $350, $700, $1,500 or $2,500 bonus
If you open a new individual, joint or IRA TD ameritrade account, you can earn up to a $2,500 bonus. This offer is available through june 30, 2021.
To receive a bonus, you must:
- Fund the new account with a qualifying deposit of $250,000 or more within 60 calendar days of account opening.
Note: the offer isn’t valid with internal transfers, for TD ameritrade institutional accounts or an account managed by TD ameritrade investment management, LLC. It’s also not valid for current TD ameritrade accounts and you can’t use other offers.
There is a limit of one offer per client. Your account value must remain at least equal to its value after the net deposit was made for 12 months – minus any losses due to trading or market volatility or margin debit balances. Otherwise, TD ameritrade may charge the account for the offer amount.
(charles schwab has purchased TD ameritrade, and will eventually integrate the two companies.)
Here are the bonus tiers for this offer:
- To receive a $350 bonus, deposit $250,000-$499,999.
- To receive a $700 bonus, deposit $500,000-$999,999.
- To receive a $1,500 bonus, deposit $1,000,000-$1,999,999.
- To receive a $2,500 bonus, deposit $2,000,000 or more.
Read bankrate’s TD ameritrade review to learn more.
forex no-deposit bonuses 2021
nodeposit bonus | bonus | valid till |
---|---|---|
7bforex | no-deposit bonus | $25 | dec/31/2021 |
AGEA | $5 no-deposit bonus | $5 | dec/31/2021 |
almahfaza | phone verification bonus (in arabian) | $50 | dec/31/2021 |
arum trade | “first investment” no-deposit bonus | $30 | dec/31/2021 |
atlasforex | $50 USD no-deposit bonus (in japanese) | $50 | jan/31/2021 |
bityard | beginner rewards | 4 USDT | dec/31/2021 |
bullseye markets | $25 USD no-deposit bonus | $25 | dec/31/2021 |
bybit | $10 registration bonus | $10 | dec/31/2021 |
bybit | social media bonus | $5 | dec/31/2021 |
bybit | survey bonus | $5 | dec/31/2021 |
cfmerchants | $50 welcome no deposit bonus | $50 | dec/31/2021 |
corsa capital | $100 no-deposit fixed welcome bonus | $100 | dec/31/2021 |
cube global | $20 no-deposit bonus | $20 | dec/31/2021 |
CWG | hi account! $50 USD no-deposit bonus | $50 | dec/31/2021 |
elite fin FX | free $20 no-deposit bonus | $20 | dec/31/2021 |
emporio trading | $30 USD no-deposit bonus | $30 | dec/31/2021 |
FBS | level up bonus FREE $140 | $140 | dec/31/2021 |
FBS | no-deposit "trade 100 bonus" | $100 | dec/31/2021 |
FBS | quick start $100 no-deposit bonus | $100 | dec/31/2021 |
forex.Ee | 15 USD welcome no deposit bonus | $15 | dec/31/2021 |
forexchief | no deposit bonus $50 (in indonesian) | $50 | dec/31/2021 |
fortfs | $35 USD no-deposit welcome bonus | $35 | dec/31/2021 |
freshcent | 300 cent bonus "start working with a gift!" | $3 | jan/31/2021 |
freshforex | no deposit bonus $2021 | $2020 | feb/28/2021 |
FX TRB | $50 no deposit welcome bonus (in thai) | $50 | dec/31/2021 |
fxcess | $10 no-deposit email verification bonus | $10 | dec/31/2021 |
fxcess | $15 no-deposit phone verification bonus | $15 | dec/31/2021 |
fxgiants | email verification bonus | $30 | dec/31/2021 |
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gannmarkets | $30 welcome bonus | $30 | dec/31/2021 |
GICM | $25 no deposit bonus | $10 | dec/31/2021 |
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The best savings account bonus offers and promotions
These savings account promotions reward you with one-time bonuses and great interest rates just for signing up.
Updated jan 14, 2021 . What changed?
We review over 120 savings accounts at the beginning of each month and select those with the highest promotional value, regardless of minimum deposits. We include checking accounts only if there are attached savings account requirements, and we omit bonuses that are only available to a few states.
What’s changed in 2021?
We updated savings bonus offers for citi and bask bank. We added the suze orman ultimate opportunity savings account bonus to our list after it was announced by alliant credit union in january.
6 best savings bonus offers
Here’s a snapshot of the five best savings account bonus offers:
Account | bonus total | minimum deposit | expiration | more info |
---|---|---|---|---|
citi priority account | $700 bonus | $50,000 | april 1, 2021 | learn more |
citibank® account package | $300 bonus | $15,000 | april 1, 2021 | learn more |
chase savings | $150 bonus | $10,000 | january 20, 2021 | learn more |
chase private client | $2,000 bonus | $250,000 | january 15, 2021 | learn more |
bask bank savings | 1,000 aadvantage bonus miles | $5,000 | june 30, 2021 | learn more |
suze orman ultimate opportunity savings | $100 bonus | $0 | march 31, 2021 | learn more |
Closer look at the best savings accounts bonus offers
Take a closer look at the best savings account promotions by reviewing the fine print of each one:
Citi priority account: $700 bonus
- Bonus amount: $700
- Minimum deposit required: $50,000
- Interest rate: 0.04% to 0.5%, depending on your location
- Offer rules: open new, qualifying savings and checking accounts as part of the citi priority account package. Within 30 days, deposit at least $50,000 into your combined accounts and keep the amount for 60 consecutive calendar days.
- Eligibility: available only to new citibank customers.
- Expiration: bonus available until april 1, 2021.
Citibank® account package: $300 bonus
- Bonus amount: $300
- Minimum deposit required: $15,000
- Interest rate: 0.04% to 0.5%, depending on your location
- Offer rules: open new, qualifying savings and checking accounts as part of the citibank account package. Within 30 days, deposit at least $15,000 into your combined accounts and keep the amount for 60 consecutive calendar days.
- Eligibility: available only to new citibank customers.
- Expiration: bonus available until april 1, 2021.
Chase savings: $150 bonus
- Bonus amount: $150
- Minimum deposit required: $10,000
- Interest rate: 0.01% APY
- Offer rules: earn $150 when you open a new chase savings account by january 20, 2021, deposit at least $10,000 in new money within the first 20 days and maintain a minimum $10,000 balance for 90 days.
- Eligibility: not available to existing chase savings customers, or those whose accounts have been closed within 90 days or closed with a negative balance.
- Expiration: bonus available until january 20, 2021.
Chase private client: $2,000 bonus
- Bonus amount: $2,000
- Minimum deposit required: $250,000
- Interest rate: 0.01%
- Offer rules: join chase private client and transfer at least $250,000 in new money to eligible savings, checking or investment accounts within 45 days of account opening. Finally, keep an average daily balance of at least $250,000 in your accounts for at least 90 days.
- Eligibility: available only to existing chase customers.
- Expiration: bonus available until january 15, 2021.
Bask bank savings: 1,000 aadvantage bonus miles
- Bonus amount: 1,000 aadvantage miles
- Minimum deposit required: $5,000
- Interest rate: earn 1 aadvantage mile for every $1 saved
- Offer rules: open a new bask bank savings account before june 30, 2021. Within 30 days, deposit at least $5,000 into the account and maintain that balance for at least 90 days. The bonus miles will be awarded within 10 days of meeting requirements and may take six to eight weeks to post to your aadvantage account.
- Eligibility: available to new bask bank customers only.
- Expiration: bonus available until june 30, 2021.
Suze orman ultimate opportunity savings account: $100 bonus
- Bonus amount: $100
- Minimum deposit required: $0
- Interest rate: 0.55%
- Offer rules: open an alliant savings account by march 31, 2021, and receive a $100 bonus when you transfer at least $100 a month into the account for 12 consecutive months. Account must have a $100 daily minimum balance and a $1,200 minimum balance after 12 months to qualify.
- Eligibility: available to new alliant credit union members only.
- Expiration: bonus available until march 31, 2021.
How to choose the best savings account bonus
When combing through savings account promotions, dig beyond the surface and look at the actual account details. Because once the introductory offer expires, you don’t want to be stuck with an account you don’t like. Here are some factors to consider:
- Bonus requirements. The best savings account bonuses typically have deposit requirements of at least $10,000. You may also need to keep your money in your account for a certain period of time. Make sure you can easily meet these requirements before you open an account.
- High introductory rate. Look for an account with a high introductory interest rate that lasts for a longer period of time.
- Low minimum opening balance. Check to see how much money you need to open the account — and if there’s a minimum ongoing balance that needs to be maintained. If you’re just starting out as a new saver, you probably don’t want a high minimum.
- Little or no fees. Some banks have monthly fees or will charge you if your account balance dips too low. Look for a fee-free account, especially if you can’t keep a high minimum balance.
- High regular rate. After the introductory period is over, your account will drop down to the bank’s regular rate. Don’t get so caught up in flashy offers for new accounts that you choose one with a rock-bottom regular rate.
How do savings account bonus offers work?
Banks attract new customers by offering signup bonuses for checking and savings accounts when you open them online. Requirements vary by bank, but you’ll usually need to set up direct deposit or transfer a minimum amount of money into the account by a certain date to meet the requirements. The promotion is deposited into your account typically within 90 days.
What are the pros and cons of a savings account signup bonus?
Weigh these benefits and drawbacks before opening an account with a promotion or offer:
- Motivation to save. Receiving a signup bonus could be the motivation you’ve always needed to finally start saving.
- Could get more interest. The boost in interest offered as an introductory rate is a good incentive to put as much as you can into a savings account in the first few months.
- Limited time only. After the introductory period, you’ll lose your bonus or the account will revert to a lower, standard variable rate.
- You don’t usually get signup bonuses right away. Many banks require you to have your account open for a specified period of time before they give you your signup bonus. This prevents people from opening several accounts in one day just for the cash and then closing them the next day.
What is an introductory rate?
An introductory interest rate is a higher interest rate offered on a savings account that’s only available for a couple of months. It’s a good practice to regularly compare your savings account options to ensure you’re always getting the highest rate.
What’s a loyalty bonus?
A loyalty bonus is any sort of extra perk that a financial institution offers customers who have several different account types, large balances or a long history with the bank. They can apply to savings accounts, checking accounts, cds, credit cards and even loans. Bundling together multiple financial products and linking your accounts at the same bank is one of the most common ways to score a bonus.
Bottom line
An introductory offer can be the motivational boost you need to start saving. When you’re ready to open an account, take advantage of any bonuses available — but make sure it’s an account that you’ll still want when the intro period ends.
Compare even more savings accounts with signup bonuses
Use this table to compare savings accounts with sign-up offers and promotions.
9 best checking account bonuses for february 2021
These bank promotions offer perks just for signing up for a checking account.
Updated jan 7, 2021 . What changed?
Finder's pick for an easy bonus : HSBC premier checking
- Up to $700 in cash back
- Earn 3% cash back on qualifying direct deposits
- Emergency cash at branches across the globe
Checking account bonuses can incentivize you to open a specific account, but the bonus might not be worth the hassle if the underlying account is subpar. Each month, our team researches over 165 accounts to find the best bonuses based on offer rules, account fees and minimum balance requirements, so you can compare your options in minutes.
What’s changed in 2021?
We updated bonus requirements for PNC, bank of america, and fifth third bank. We removed suntrust from our list because its $200 bonus expired.
Best checking account bonus offers
Here’s a snapshot of the nine best checking account promotions:
Account | bonus total | minimum deposit | expiration | more info |
---|---|---|---|---|
HSBC premier checking | up to $600 bonus | $1 | january 7, 2021 | learn more |
chase total checking | $200 bonus | $0 | april 14, 2021 | learn more |
chase business complete banking | $300 bonus | $0 | april 15, 2021 | learn more |
axos small business checking | $100 bonus | $100 to $1,000 | march 31, 2021 | learn more |
huntington bank business checking | up to $750 bonus | $2,000 to $20,000 | february 7, 2021 | learn more |
PNC virtual wallet | up to $400 bonus | $25 | february 1, 2021 | learn more |
bank of america | $100 bonus | $25 or $100 | june 30, 2021 | learn more |
associated bank checking | up to $500 bonus | $25 to $100 | may 31, 2021 | learn more |
fifth third bank checking account | $250 bonus | $0 | march 31, 2021 | learn more |
A closer look at the best checking account bonus offers
Compare the best bank account bonuses and their requirements to see which ones you qualify for.
HSBC premier checking: up to $600 cash back
- Bonus amount: up to $600
- Minimum deposit required: $1
Offer rules
Get a 3% cash bonus, up to $600 (max. $100 per month) during first six months after account opening. Must open HSBC premier checking account through offer page by january 7, 2021, and set up qualifying direct deposits into the new account. Conditions apply. Deposit products are offered in the US by HSBC bank USA, N.A. Member FDIC.
Eligibility
Eligible to new customers who open an HSBC premier checking account. Offer not available to current HSBC customers.
Expiration
Bonus available until january 7, 2021
Chase total checking: $200 bonus
Offer rules
Earn $200 when you open a new chase total checking account by april 14, 2021 and set up and receive at least one direct deposit within 90 days of opening. You’ll receive your bonus within 10 business days of receiving your first direct deposit.
Eligibility
You can receive only one new checking account-related bonus every two years from the last enrollment date and only one bonus per account.
Expiration
Bonus available until april 14, 2021
Chase business complete banking: $300 bonus
- Bonus amount: $300
- Minimum opening deposit required: $0
Offer rules
Earn $300 when you open a new chase business complete banking account by april 15, 2021 and deposit $2,000 within 20 days of opening your account, maintain $2,000 for 60 days and complete five transactions within 60 days. Transactions include: debit card purchases, quickdeposit, ACH deposit and wires transfers.
Eligibility
You can receive only one new business checking account-related bonus every two years from the last enrollment date and only one bonus per account. Offer not available to existing chase business checking customers, local, state or federal government entities or agencies, non-profit organizations, political action committees, or account holders with campaign accounts or accounts have been closed within 90 days or closed with a negative balance.
Expiration
Bonus available until april 15, 2021
Axos small business checking: $100 bonus
- Bonus amount: $100
- Minimum deposit required: $100 to $1,000
Offer rules
New businesses incorporated after june 1, 2020, can earn a $100 bonus when they open an axos bank basic business checking or axos bank business interest checking account before march 31, 2021, and maintain an average daily balance of at least $2,500 for the first two months. The bonus will be credited to your accounts within five business days of meeting these requirements. Must use the promo code NEWBIZ100 at the time of application.
Eligibility
Offer limited to new businesses incorporated after june 1, 2020. Account must be funded with new money.
Expiration
Bonus available until march 31, 2021
Huntington bank business checking: up to $750 bonus
- Bonus amount: $200, $400 or $750
- Minimum deposit required:$2,000 to $20,000
Offer rules
Earn $200 when you open a business checking 100 account and deposit at least $2,000 within 60 days of account opening, $400 when you open an unlimited business checking account and deposit at least $5,000 within 60 days of account opening, or $750 when you open an unlimited plus checking account and deposit at least $20,000 within 60 days of account opening.
Eligibility
Offer available to new business checking customers only. Must apply through the banking promotions offer page on huntington’s website to qualify. Account must be funded with new money.
Expiration
Bonus available until february 7, 2021
PNC virtual wallet: up to $400 bonus
- Bonus amount: $50, $200 or $400
- Minimum deposit required: $25
Offer rules
Earn $400 when you open a new virtual wallet with performance select and make at least $5,000 in qualifying direct deposits within 60 days, $200 when you open a new virtual wallet with performance spend and make at least $2,000 in qualifying direct deposits within 60 days or $50 when you open a new virtual wallet account and make at least $500 in qualifying direct deposits within 60 days.
Eligibility
The new account must be opened online at pnc.Com/virtualwallet or at a branch between 1/1/21 to 2/1/21. Your bonus will be credited to your account 60 to 90 days after all conditions are met.
Expiration
Bonus available until february 1, 2021
Bank of america: $100 bonus
- Bonus amount: $100
- Minimum deposit required: $25 or $100
Offer rules
Earn $100 when you open any bank of america advantage banking account and set up and receive at least two qualifying direct deposits of $250 or more within 90 days of opening. Must use offer code DOC100CIS when opening your account to qualify.
Eligibility
For new personal checking customers only. You’re not eligible if you’ve been an owner or co-owner of a bank of america personal checking account within the last six months.
Expiration
Bonus available until june 30, 2021
Associated bank checking: up to $500 bonus
- Bonus amount: $200, $300 or $500
- Minimum deposit required: $25 to $100
Offer rules
Open a new associated bank checking account and make at least $500 in direct deposits within the first 90 days of opening. Once your account has been open for 90 days, associated bank will calculate the average daily balance of all your deposit accounts for days 61 to 90. You’ll earn a $200 bonus for balances between $1,000 and $4,999.99, $300 for balances between $5,000 and $9,999.99 and $500 for balances over $10,000 the bonus will be credited to your account within 120 days of account opening.
Eligibility
Offer limited to a new personal associated bank checking account. Must be funded with new money.
Expiration
Bonus available until may 31, 2021
Fifth third bank checking: $250 signup bonus
Offer rules
Open any personal fifth third checking account and receive a $250 bonus when you deposit $2,000 within 60 days of account opening. You must grab a unique offer code from fifth third bank’s website before you open your account. You won’t get the bonus unless you provide that code with your application.
Eligibility
Not available to existing fifth third checking customers or those who closed an account within the last 12 months. If you meet the requirements, your bonus will be deposited into your account within 10 business days.
Expiration
Bonus available until march 31, 2021
How to choose the best checking account bonus
When choosing a checking account based on its bonus, consider the following criteria before making your decision:
- Bonus amount and conditions. Make sure you can comfortably meet the requirements needed to earn the bonus.
- Consider if the bonus is worth it. Even if the bonus is good, the account may not be worth it if it comes with high fees and strict requirements.
- Account fees. See which fees are tied to the account and if there are easy ways to avoid them.
- Opening deposit or minimum balance. Calculate that you can afford the opening deposit and meet the minimum balance requirements to avoid fees.
Bottom line
Finding a checking account with a bonus is easy money in your hand. Get a head start on growing your account balance and compare your options to find an account that suits your needs.
Compare other top checking account bonuses
Cassidy horton
Cassidy horton is a writer for finder, specializing in banking and investments. She has a bachelor of science in public relations and a master of business administration from georgia southern university. Cassidy enjoys educating people about financial services, exploring the pacific northwest and watching endless reruns of the office.
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43 best new bank account promotions of 2021 (includes a $1000 bonus!)
By lauren todd - last updated december 31, 2020 (this post may contain affiliate links.)
When it comes to bank promotions, finding the best ones that give you the most bonus money is harder than it sounds.
Fine prints, details and got you rules, make comparing bank accounts with promotions and sign up bonuses for opening a checking or savings account extremely complicated.
In this post, we’re going to compare the best bank promotions and give you a summary of all the important details you need to know in order to make your decision.
Most banks offer promotions to customers, which can be highly profitable.
Did you know that you could potentially make $100s of dollars just by doing things like getting a cashback credit card or opening a new checking account?
You just need to know what banks are offering these great deals.
Bank promotions without direct deposit?
A lot of people wonder if there are bank promotions without a direct deposit requirement.
Unfortunately, most banks do require you to make a deposit in order to qualify for the bonus.
Fortunately, there are banks where the deposit is super low. So you might only need to deposit $25.
Below, we list some of the best bank promotions available in 2019!
These include promotions for opening checking accounts, savings accounts and credit card accounts.
Why you should open an account with a bank that gives you sign up bonus?
I mean, to me, the idea that banks make money from our money, yet bombard us with fees left and right is just crazy.
Let’s think about this scenario…
A friend of yours asks you to lend her $100 on the first of every month. As a good friend, you agree. But then, she starts charging you fees left and right for not giving her the money on the exact day you agreed to!
That’s what fees like late fees that banks charge you essentially are.
Think about that for a moment – you give your bank all your money to keep. They lend your money to other customers and earn money on interest and fees. But they also make money by charging you fees for all kinds of crazy stuff. Essentially you are paying banks so they can hold your money for you while using it to make money for themselves.
Now, I get that that’s how the economy works and it’s safer to keep money at the bank than under your mattress or in the pillow.
But it still gets me anyway.
OK, so there is nothing you can do about that really. But when the opportunity presents itself, you must take advantage of it.
When a bank is offering sign up bonuses and promotions, you should 100% go for it IF you are already thinking about opening a new account.
Basically these banks are giving away free money. You’d be crazy not to take it!
So, if you don’t want to miss out, read on to find out what banks gives you the best bang for your buck, literally!
Top bank account promotions (january 2019)
Here are the best bank promotions current as of the month of january 2019.
Checking account promotions
Many banks will give customers who open a checking account a bonus. This is a good way to add hundreds to your bank account!
1. Chase total checking account
When you open a new chase total checking account, you’ll get $200. To qualify for this bonus, you’ll need to deposit at least $25 into your account when you first open it and set up a direct deposit.
2. TD premier checking
The TD premier checking account gives new customers a bonus of up to $300. You can get this bonus when you receive direct deposits of $2,500 or more within 60 days of opening your account.
3. TD convenience checking
You can earn up to $150 when you open up a TD convenience checking account. You can get this bonus when you receive direct deposits of $500 or more within 60 days of opening your account.
4. Chase sapphire checking account
You can get 60,000 chase ultimate rewards bonus points when you join sapphire banking.
If you already have an account with chase, you can enter your email address to get an upgrade code and bring your upgrade code to a branch. So, basically, you need to upgrade to a chase sapphire checking account.
If you’re a new customer, then you can open up an account, and the coupon code will automatically be applied.
This bank promotion expires on 03/05/2019.
You’ll need to transfer $75,000 or more in qualifying new money or securities to a mix of eligible checking, savings, and/or investment accounts. You’ll also need to maintain that balance for at least 90 days. Once you’ve done that, you’ll get the bonus points to your chase sapphire card with ultimate rewards.
5. Capital one 360 checking
Open up a capital one 360 checking account, and you’ll get a $25 bonus.
6. Bank of america checking account
Are you looking for bank of america promotions?
Then check out this offer.
When you open a bank of america checking account, you can get a $100 bonus.
Open a checking account by february 28, 2019. Then, set up and receive at least two qualifying direct deposits of at least $250 within the first 90 days of opening your account.
This offer is only available to new customers who don’t already have a personal checking account with the bank of america.
7. Suntrust
Get a $750 bonus when you open up a suntrust checking account.
There are three reward levels:
- $250: get a $250 bonus when you open a suntrust advantage checking account, and complete the qualification steps.
- $500: open a new suntrust advantage checking account and bring in $25,000 in total new balances within 30 days of your account opening, and you can get a $500 bonus. You’ll need to maintain these balances for at least 90 days after your account opening.
- $750: get a $750 bonus when you open a new suntrust advantage checking account and bring in $100,000 in total new balance within 30 days. And then you’ll need to maintain the balance for at least 90 days after your account opening.
8. HSBC advance checking
HSBC advance checking gives you a great welcome deposit offer.
When you open an HSBC advance checking account and complete the qualifying activities, you can get a bonus of $350.
To take advantage of this offer, you need to deposit a minimum of $10,000 in combined checking and savings accounts within 30 calendar days of your account opening.
Then you need to maintain at least the minimum qualifying balance for 90 calendar days from the date that you deposited the minimum amount.
You need to open your advance checking account by march 29, 2019.
You’ll automatically get the $350 welcome deposit to your new HSBC advance checking account, around eight weeks after you complete qualifying activities.
9. HSBC choice checking account
Get a welcome deposit of $200 when you open a new HSBC choice checking account online, by march 29, 2019. You need to deposit at least $1,500 into combined checking and savings accounts within 30 calendar days of account opening.
You’ll need to maintain at least the qualifying balance for at least 90 calendar days from the date you deposited the minimum amount.
Around eight weeks after you complete the qualifying activities, you will automatically receive a $200 welcome deposit to your HSBC choice checking account.
10. HSBC premier checking account
Get a welcome bonus of $750 for starting a new HSBC premier checking account. Like with most bank promotions, you’ll need to complete a few activities to be eligible for this bonus.
Deposit a minimum of $100,000 or more in combined checking, savings, and/or eligible investment accounts within 30 days of opening your account, and you’ll get the bonus. You’ll also need to maintain this minimum amount for at least 90 calendar days from the date you deposited it.
After eight weeks, you’ll get the $750 bonus if you complete the qualifying activities.
This is another offer from HSBC that expires on march 29, 2019.
11. Wells fargo everyday checking account
Open up an everyday checking account online by january 25, 2019, and you can get a $150 bonus. You’ll need to make a minimum opening deposit of $25 to fund your account.
To get your $150 bonus, within 60 calendar days of account opening, you need to receive direct deposits with a cumulative total of $500 or more into the new checking account.
Finally, if you continue to receive qualifying direct deposits with a cumulative total of $500 or more, every 30 days for an additional 150 days after the initial 60-day qualification period, then you’ll get an extra $100 bonus!
It’s important to note that this is an exclusive, online-only offer, so it’s not valid when you open an account at a branch or over the phone.
12. Elements financial high interest checking account
Get a $200 cash bonus when you open a new elements high interest checking account. You also get 2% APY.
You’ll need to make a minimum recurring monthly direct deposit of $500 within 60 days of your account opening.
You’ll need to use a code to get this offer – you can get this code on the page that we linked to above.
It’s important to note that this offer is only available to state of indiana employees and their families.
13. BB&T bright banking checking account
Open a BB&T bright banking checking account by march 14, 2019, and you could get a $200 bonus.
To get the bonus, just complete one of the following activities within 75 days of account opening:
- Enroll in and receive two direct deposits that are worth at least $100.
- Use BB&T bill pay to initiate three online payments of $25 or more each.
14. Salem five checking account
Open a salem star or gold star checking account, and make a direct deposit of $1,500 or more within the first 60 days and you can get a subscription free for a year!
This is a really interesting offer.
Basically, you can get a free subscription to netflix, spotify, birchbox, harry’s, or graze for free for a full year – up to $14.95 a month!
15. UNIFY checking account
Get a $150 bonus when you open a qualifying UNIFY checking account. This offer expires on march 31, 2019. You get a $50 bonus when you open your account.
Then you can get another $50 bonus when you set up a recurring ACH direct deposit of at least $500 aggregate per month.
Finally, you can get an additional bonus of up to $50 when you earn a $1 bonus for each debit card transaction that’s worth $5 or more made with your UNIFY visa debit card within the first 60 days of account opening.
16. PNC virtual wallet with performance select
Are you looking for PNC bank promotions?
Then take a look at this offer.
When you open a new virtual wallet with performance select, you can get a $300 checking account bonus. You’ll need to receive $5,000 or more in qualifying direct deposits into your new account. You also need to make at least 10 purchases with the PNC bank visa debit card that you linked to your account.
Also, you need to get at least $300 deposited into your account
This offer is available through march 31, 2019.
17. PNC virtual wallet with performance spend
Open a new virtual wallet with performance spend, complete the qualifying activities, and you could get a $200 bonus. You need to establish total qualifying direct deposits of $2,000 or more into your new account.
You also need to make at least 10 purchases with the PNC bank visa debit card that you linked to your new account. Additionally, you need to get $200 deposited into your account.
This offer is available through march 31, 2019.
Savings account promotions
You can also get some great bonuses when you open up a savings account. So you get the benefits of having a savings account and some extra cash to get you started with saving.
18. Chase savings account
There’s a $150 bonus available to customers who set up a chase savings account. You can get this bonus when you open a new chase savings account, and deposit $10,000 within 20 business days. You’ll need to maintain that $10,000 balance for 90 days to get the bonus.
19. Citizen bank collegesaver account
The collegesaver account from citizen bank is an interesting account if you’re looking to start saving for your child. With this account, you can get a $1,000 bonus.
You’ll need to open the account before your child’s 12 th birthday.
If you have a child aged 6 years old to 11 years old, then you have to deposit an initial $50, and then continue to save at least the required monthly minimum amount each year.
If your child is under the age of six, then you need to deposit at least $25 when you open the account and continue to save at least that amount each month.
When your child turns 18, you get the $1,000 bonus plus interest. It’s a good account for saving in general, as it pays decent interest, and the $1,000 bonus is great.
20. CIT bank premier high yield savings
This isn’t a bonus per se, but it is a really great deal, which is why we’ve included it on our list.
The CIT bank premier high yield savings account gives you a great interest rate of 1.55%
There’s a $100 minimum opening deposit.
This interest rate is great, as it can actually net you a higher amount than many of the bonuses on this list!
For example, if you deposited $10,000 and then deposit $1,000 each month for 12 months, then in interest, you’ll earn around $257.45 in just a year!
21. Capital one 360 savings
Capital one 360 savings offers a $25 bonus when you open an account. It’s another good bank promotion from capital one.
22. Capital one360 money market
Open up a capital one 360 money market account, and you can get a $100 bonus.
23. Discover online savings account
Open a discover online savings account and you can get a $150 to $200 bonus. You’ll need to deposit at least $15,000 to get the $150 bonus. To get the $200 bonus, you need to deposit at least $25,000.
And you must open your account by 01/31/19 to get these bonuses.
Credit card promotions
Many banks offer bonuses to customers who open up a credit card account. If you’re looking to get a credit card, then consider one of the cards below.
Please keep in mind that some credit cards charge an annual fee, so make sure that you check that, as well as the interest rate you’ll be charged, and any other important terms and conditions before you apply for a card.
Let’s take a look at some of the best credit card promotions of 2019.
24. Capital one ventureone rewards card
The capital one ventureone rewards card is a travel credit card. Spend $1,000 on purchases within the first three months of your account opening, and you’ll get 20,000 bonus points.
These points are worth about $200, so this is definitely a great bonus!
25. Capital one savor dining rewards
Savor dining rewards is a rewards credit card from capital one that gives you cashback on dining, entertainment, groceries and other purchases. If you get this credit card, then you’ll get a $500 cash bonus! You just need to spend $3,000 on purchases within the first three months of your account opening.
26. Blue cash everyday card from american express
The blue cash everyday card from american express gives you a $200 bonus. Just spend $1,000 on purchases with the card during the first three months of account opening, and you’ll get $200 in the form of a statement credit.
27. Blue cash preferred from american express
Blue cash preferred from american express is another card that gives you a great bonus, if you meet the requirements for the offer. With this card, if you spend $1,000 on purchases during the first three months, then you get $200 back in the form of a statement credit.
28. Citi aadvantage platinum select world elite mastercard
The citi aadvantage platinum select world elite mastercard gives you 50,000 american airlines aadvantage bonus miles.
You get 40,000 aadvantage bonus miles after you make $2,000 in purchases in the first three months. Then, once you make a total of $6,000 in purchases within 12 months of account opening, you’ll get another 10,000 bonus miles.
You can redeem these miles for free flights – starting at as low as 7,500 points!
29. Citi/aadvantage executive world elite mastercard
This is another card you can use to get free flights! When you spend $5,000 on the card during the first three months of opening your account, you’ll get 50,000 american airlines aadvantage bonus miles, and an admirals club membership.
30. Citi business/ advantage platinum select world mastercard
The citi business/advantage platinum select world mastercard is a business travel credit card. With it, you can get 70,000 american airlines aadvantage bonus miles. You just need to spend $4,000 on purchases during the first four months of account opening.
31. American airlines aadvantage mileup card
American airlines aadvantage mileup card gives you 10,000 american airlines aadvantage bonus miles and a $50 statement credit. Just make $500 worth of purchases during the first three months of your account opening. You can redeem your miles for flights, upgrades to first class, car rentals, hotel stays and vacation packages.
32. Citi thankyou premier credit card
The citi thankyou premier credit card gives you 50,000 bonus points when you make $4,000 worth of purchases with your card. You need to make these purchases within the first three months of your account opening.
33. Citi rewards student card
With the citi rewards student card, you can get 2,500 bonus points when you spend $500 within the first three months of account opening.
34 AT&T access card from citi
The AT&T access card from citi gives you bonus points. You get 10,000 bonus points when you make $1,000 in purchases in the first three months of account opening. This is worth up to $100, depending on how you redeem the points.
35. Expedia rewards card from citi
The expedia rewards card from citi gives you two great bonuses.
You can earn a $50 statement credit after your first eligible expedia purchase that’s greater than $50, within the first three months of account opening.
Also, you can earn 10,000 expedia rewards bonus points when you spend $1,000, within 3 months of account opening.
36. PNC cash rewards visa credit card
The PNC cash rewards visa credit card offers a $100 bonus when you spend $1,000 or more during the first three billing cycles.
37. PNC core visa credit card
The PNC core visa credit card offers a $100 bonus after you spend at least $1,000 on purchases during the first three billing cycles following your account opening.
38. PNC points visa credit card
The PNC points visa credit card gives you 50,000 bonus points when you make $750 in purchases during the first three cycles following your account opening.
39.. Elements visa credit card
This offer is only available to state of indiana employees and their families. Open any elements visa credit card account, and you’ll get $300 cashback value.
The only cards excluded from the offer are the secured credit card and butler university rewards credit card. Also existing elements credit cardholders are not eligible for the bonus.
To get this bonus, you’ll need to complete at least 10 card purchase transactions, totaling at least $1,000, within 90 days of card approval. Once you complete the qualifying activities, you get the bonus as a $300 statement credit. You need to allow four to six weeks to receive the bonus.
Other bank promotions
Above, we’ve listed promotions that you can get for opening savings accounts, checking accounts, and credit card accounts.
But, in this section, we’re going to look at other great bank promotions.
Many of the promotions in this section are available when you open up a checking account and a savings account with the same bank.
So, check out the promotions below, and start earning!
40. U.S. Bank start smart savings program
With the start smart savings program from U.S. Bank, you can get $100 in bonuses!
You need to open a silver checking package with a package money market savings account and enroll in START smart.
You get automatic transfers from your checking account to your savings account
You get a 1% bonus, up to $50 for purchases.
Then you also get a $50 bonus when you reach your savings goal within 12 months of enrollment.
41. Chase savings and checking account
If you open up a chase total checking account, and get the $200 bonus that we mentioned above, and a savings account too, earning you the $150 bonus we mentioned above, then you’ll get a $350 bonus in total.
42. BMO harris bank at work
The BMO harris bank at work bonus is an exclusive offer that’s only available to bank at work and group banking services customers.
You can get a cash bonus of up to $250 when you open qualifying new products and services:
- Open a new personal checking account, and make qualifying direct deposits, and you’ll get a $100 cash bonus.
- Get a $50 cash bonus when you also open a new statement savings account, with $1,000 in new money.
- When you also open a new BMO harris health savings account, you get a $50 cash bonus.
- Finally, when you sign up for estatements, you can get a $50 cash bonus.
43. Charles schwab
You can get a $100 bonus from chares schwab. Just choose the type of account that you want to open and then after you make your selection, a referral code will automatically be applied.
Then, just follow the onscreen prompts to continue the account opening process – it usually only takes around 10 minutes to open a charles schwab account.
Around 30 days after you’ve opened an eligible account, you’ll receive $100.
To be eligible for this promotion, you must be a new client who doesn’t have an account with the bank, other than a stock plan services account. You must maintain the account for at least a year.
Closing thoughts
There are so many bank promotions out there that can get you extra cash.
Give one of these accounts a try, and give your balance a boost easily!
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Contents of the article
- Real forex bonuses
- Best bank account bonuses for february 2021
- Advertiser disclosure
- How we make money.
- Share
- Editorial integrity
- Key principles
- Editorial independence
- How we make money
- Summary of the best bank account bonuses
- Best checking account bonuses
- Best savings account bonus
- Best checking and savings account bonus
- Best referral bonuses
- Best checking account offers
- Associated bank: $200, $300 or $500 bonus
- HSBC bank: $200 or $450 bonus
- TD bank: $150 or $300 bonus
- Chase bank: $200 bonus
- PNC bank: $200 or $500 bonus
- Huntington national bank: $150, $200, $400, $500...
- Bank of america: $100 bonus
- Axos bank: $100 bonus for new business owners
- Best savings account offers
- Best checking and savings account bonus
- Best bank account referral bonuses
- Axos bank: $20 for referral and referee
- Chase: $50 for each referral up to $500
- Chime: $50 for referral and referee
- TD bank: $50 for referral and referee
- HSBC bank: $50, $200, $400 referral bonus
- Why banks have sign-up bonuses
- What to watch out for
- Best brokerage account bonuses in february 2021
- Advertiser disclosure
- How we make money.
- Editorial disclosure.
- Share
- Editorial integrity
- Key principles
- Editorial independence
- How we make money
- Best brokerage account bonuses in february 2021
- Ally invest: $50, $200, $300, $600, $1,200,...
- Merrill edge: $150, $225, $375 or $900 bonus
- Charles schwab: $100, $200, $300 or $500 (if...
- TD ameritrade: $350, $700, $1,500 or $2,500 bonus
- forex no-deposit bonuses 2021
- Latest promotions:
- Extra promotions:
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- The best savings account bonus offers and...
- These savings account promotions reward you with...
- 6 best savings bonus offers
- Closer look at the best savings accounts bonus...
- Citi priority account: $700 bonus
- Citibank® account package: $300 bonus
- Chase savings: $150 bonus
- Chase private client: $2,000 bonus
- Bask bank savings: 1,000 aadvantage bonus...
- Suze orman ultimate opportunity savings...
- How to choose the best savings account bonus
- How do savings account bonus offers work?
- What are the pros and cons of a savings account...
- What is an introductory rate?
- What’s a loyalty bonus?
- Bottom line
- Compare even more savings accounts with signup...
- 9 best checking account bonuses for february 2021
- These bank promotions offer perks just for...
- Best checking account bonus offers
- A closer look at the best checking account bonus...
- HSBC premier checking: up to $600 cash back
- Chase total checking: $200 bonus
- Chase business complete banking: $300 bonus
- Axos small business checking: $100 bonus
- Huntington bank business checking: up to $750...
- PNC virtual wallet: up to $400 bonus
- Bank of america: $100 bonus
- Associated bank checking: up to $500 bonus
- Fifth third bank checking: $250 signup bonus
- HSBC premier checking: up to $600 cash back
- How to choose the best checking account bonus
- Bottom line
- Compare other top checking account bonuses
- Cassidy horton
- Ask an expert
- 43 best new bank account promotions of 2021...
- Top bank account promotions (january 2019)
- Checking account promotions
- 1. Chase total checking account
- 2. TD premier checking
- 3. TD convenience checking
- 4. Chase sapphire checking account
- 5. Capital one 360 checking
- 6. Bank of america checking account
- 7. Suntrust
- 8. HSBC advance checking
- 9. HSBC choice checking account
- 10. HSBC premier checking account
- 11. Wells fargo everyday checking account
- 12. Elements financial high interest checking...
- 13. BB&T bright banking checking account
- 14. Salem five checking account
- 15. UNIFY checking account
- 16. PNC virtual wallet with performance select
- 17. PNC virtual wallet with performance spend
- Savings account promotions
- 18. Chase savings account
- 19. Citizen bank collegesaver account
- 20. CIT bank premier high yield savings
- 21. Capital one 360 savings
- 22. Capital one360 money market
- 23. Discover online savings account
- Credit card promotions
- 24. Capital one ventureone rewards card
- 25. Capital one savor dining rewards
- 26. Blue cash everyday card from american express
- 27. Blue cash preferred from american express
- 28. Citi aadvantage platinum select world elite...
- 29. Citi/aadvantage executive world elite...
- 30. Citi business/ advantage platinum select...
- 31. American airlines aadvantage mileup card
- 32. Citi thankyou premier credit card
- 33. Citi rewards student card
- 34 AT&T access card from citi
- 35. Expedia rewards card from citi
- 36. PNC cash rewards visa credit card
- 37. PNC core visa credit card
- 38. PNC points visa credit card
- 39.. Elements visa credit card
- Other bank promotions
- 40. U.S. Bank start smart savings program
- 41. Chase savings and checking account
- 42. BMO harris bank at work
- 43. Charles schwab
- Closing thoughts
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